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Tips and strategies on how to save 1000 in one month.

If you are looking into saving for your starter emergency fund or saving for an upcoming big purchase, you are in the right place.

$1000 is not easy money to find, but today you will learn how to save $1000 in one month just by making a few adjustments in your daily activities.

However, what can you do with an extra $1000 if you already have a starter emergency fund?

The extra money should go to paying off credit card debt if you have any, student loan, car payment or any other debt you have except your mortgage.

On the other hand, if you do not have any debts, you should put them on a savings account that earns a significant interest rate to help you achieve your savings goal.

Make sure to compare rates to get the best rate for you.

So without further ado, let’s dive in on how to save money fast.

Here are save money in a month tips that you can start doing so you can save $1000 a month.


In this post, you will learn tips on how to save $1000 in one month and increase your savings account and achieve your financial goal..

Each tip will give you an idea of how much you can save in 30 days.

Use the save $1000 a month chart to track your progress.

#1 Ditch The Restaurant

Before we started our budgeting life, my husband and I are regulars at different restaurants in our area. We do sit down dinner and carry-outs alternately.

We thought we were saving money by eating out and not doing grocery shopping because there is only two of us.

It was not until we started budgeting that we saw how much of our monthly income is going to restaurants.

If you are thinking the way we were thinking back then, you’d better think again. You are better off saving money by grocery shopping, planning, and making your meals.

My husband and I usually spend a total of $50 whenever we eat out, and we were doing it every Friday nights.

If you ditch the restaurant for a month, you will easily save $200.

Money Saved: $200

Saving Money Tip

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    Brown bag your lunch so that you can save money on food.

    #2 Brown Bag Your Lunch

    In my job, I am always on the road, and packed lunch was not my thing back then. I found it more convenient to go through drive-ins and get my lunch.

    My husband does the same thing. He gets his lunch from the cafeteria. So between the two of us, we were spending $65-$75 a week just for lunch.

    When we started paying more attention to our personal finances, we started going to the grocery store and planning our meals.

    We planned and brown-bagged our daily lunches for the week.

    You can save time and money by planning your meals for the week. Here is a weekly meal planner that will help you get started.

    Money Saved: $300

    #3 Make your coffee at home

    I am a coffee drinker, and luckily my husband is not. Since I am always on the road for my job, I used to grab my daily coffee at a drive-through coffee shop.

    However, when I invested in this coffee maker, I was able to turn my one-week coffee budget into a one-month K-cup supply.

    You can start saving money by making your coffee at home.

    Money Saved: $100

    #4 Ditch the soda drink water instead

    I don’t know about you, but I love diet soda. Diet soda is so good, but of course, it is not good for you.

    They do not cost much, but it can add up. Switch to something cheaper and better for your health, aka WATER.

    Invest in a good water bottle like this one and enjoy your water. I like my water cold, and since I am on the road all day, I need something that keeps my water cold for a long time.

    Money Saved: $20

    If you are looking for some ways to save money monthly, here are ways to save money monthly.

    #5 Say No to Movie Theaters, Watch Movies At Home

    I cannot believe how much movie tickets increased these days. The average movie ticket price is $8, and it is even pricier if you want to see it in a fancier version.

    My husband and I invested on Netflix which gives us the ability to binge-watch.

    We only go to the movie theatres when they are showing movies that we really like, and we wanted to see on the big screen.

    If you do not want Netflix or the likes, visit your library. Libraries usually have a good collection of movies.

    Money Saved: $120

    #6 Paint Your Nails

    I love getting my nails done at a salon, but it can get so expensive, as a result, I do not do it all the time.

    Teaching myself how to paint my nails saved me money.

    No-chip manicure is my thing, and I was so excited when I learned that I could do it at home.

    This nail polish and this UV nail dryer lamp are my greatest manicure investment. Now I am good to go — no visits at the salon for a while.

    Money Saved: $60

    Ways To Save $1000 in A Month

    #7 DIY Pet grooming

    Pet grooming is expensive! However, we love our dog so much that we wanted him to look good and clean all the time.

    Because of our busy schedule, I rarely have time to do his grooming myself.

    You can set aside one time this month to take care of the grooming of your pet, and you will easily save $70 plus tip.

    We invested in this pet grooming kit and it was worth the investment.

    Money Saved: $70

    #8 Cut/Trim Your Hair

    I don’t know about you but I try to keep my bangs at a consistent length, so I have to get it trimmed every month. However, I was able to learn how to cut it myself.

    You can find a lot of helpful videos on youtube on how to trim your hair.

    Money Saved: $20

    #9 Have A No-Spend Month, No Grocery Shopping

    Another way to help you save $1000 in one month is to have a no-spend month.

    No-spend month means you are not allowed to spend on any category that you choose for a month.

    You will have to use everything that you have in the house to get by.

    If you choose no-spend month on food, that means no grocery shopping. You will have to use whatever you have in your pantry to make something for meals.

    This is an excellent way to clean up your pantry to be ready for stocking next month.

    Money Saved: $400

    There you have it! These are just some of the many ways you can save money in a month.

    When you do all the tips above, you will be able to save $1000 in one month and help build your nest egg.

    Have a no spend month so that you can save money each month.

    Bonus Saving Tips

    If you want additional savings, you can look into canceling a subscription, negotiating your cable and internet rates, ditching your gym membership, and looking for cheaper alternatives.

    All these will lower your monthly payment for your expenses.

    Saving Money Tip

    If you are interested in lowering your bills but don’t have the time and confidence to negotiate with bill companies, you can use a service like Billcutterz to do it for you.

    You only pay them a minimal amount if they were able to save you money. If not then it’s FREE.

    One of the best saving tip and would definitely save you more money is to cut your cellphone bills into half.

    You can also look into re-evaluating your car insurance and compare it with other insurance companies.

    Learn more ways to save money, check out 101 Ways to Save Money.

    Saving Money Fast Frequently Asked Questions

    How Can You Boost Your Income?

    To boost your income, you can work overtime or you can pick up a side hustle. Check out these side hustles that can help you boost your income.

    What Are The Best Financial Goals?

    Some of the best financial goals are to build an emergency fund, pay off debt, buy your forever home, or increase your retirement savings. Ultimately, you want financial freedom.

    What is the importance of saving money?

    From a short-term perspective, saving money is essential because it provides comfort and flexibility. Learn more about the 21 importance of saving money here.

    I am sure it won’t be easy; there will be some sacrifices along the way but focus on your end goal. Also, don’t worry; your sacrifices are not permanent.

    If you are serious about improving your personal finances, start with making automatic deposits to your bank account check out these financial planners that will help you organize and plan your finances.

    Any other tips you can add on how to save $1000 in one month?

    Looking for ways to save $1000 in a month? Here is a save money challenge monthly that you can do to save $1000 a month.

    9 Easy Ways to Save $1000 in One Month