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If you have been hanging out in the budgeting world for a while then you would have heard of cash envelope budgeting system.
And if you’ve been looking for a cash envelope template pdf for your budgeting needs then you are in the right place.
The cash envelope system is one of the most effective ways of budgeting. It involves using money envelopes to organize your spending money on each category of your budget.
In this post, I will be sharing some of the best cash envelope template pdf that I found, which you can download and print right away.
How Does Cash Envelope Work?
This budgeting system is simple to use. You will start by categorizing each cash envelopes based on your budget categories. It can include grocery, fun money, gas, eating out and etc.
Basing it on your monthly spending budget, you will withdraw the budgeted amount and place them on the corresponding envelope.
For example, if you budgeted $300 monthly for “eating out”, you will then withdraw $150 from your first paycheck of the month, if you get paid biweekly, then place it on your “eating out” envelope.
So for the first two weeks of the month, you can eat out until you deplete your $150.
Once you spend all the money, you will not eat out until you get your next paycheck. And no, you cannot take out money from the other envelopes.
Using the cash envelope system demands discipline and self-control. To succeed with this system, you will have to make some sacrifices.
If you want to learn more about the cash envelope system, check out What You Need To Know About Budgeting With The Cash Envelope System.
The Good Ol’ White Envelope
When I first started cash envelope budgeting I used plain white mailing envelopes. They really serve their purpose, and the best part is they are cheap.
However, after a while, they get to be boring.
This is the reason why I started my quest for an inspiring and creative cash envelope template printable that I can just download and print at home.
If you are at that stage, where the plain white envelope is starting to bore you, then you are in the right place.
You’ll get a good list of affordable and inspiring budget envelope template pdf that can motivate you to manage your money better.
However, if you are interested in printed cash envelopes delivered to you, check out How To Upgrade Your Cash Envelope Budget System With The Best Organizers.
The best thing about these money envelope templates is that you can purchase them from Etsy, which means you will be supporting small businesses.
But if you just want to try cash envelope budgeting first before investing, here is a free cash envelope template pdf that you can download now.
Cash Envelope Template PDF That You Can Download Now
There you have it!
I hope you were able to one of the above money envelope template pdf that you like.
Having an inexpensive new item incorporated with your budgeting can help you stick to your budget, just by breaking the monotony.
You’ll probably find out sooner that having a budget is not hard to do; the hardest part is sticking to it.
You might be able to stick to your budget at the beginning, but it will come to a point where your enthusiasm sometimes wanes.
At that point, you will need a little picker-upper to keep you stay on track. And sometimes, just a simple tweak on your budget envelopes can do the trick.