This post may contain affiliate links, meaning I may earn a small commission at no cost to you if you make a purchase through the links.
Get motivated to stick to your budget with these money envelope templates.
Are you looking for a great way to keep track of your spending habits and budget? Look no further than these printable cash envelope templates!
With these templates, you can easily create cash envelopes from card stock or paper that help you budget your money each month.
Plus, they come with creative and inspiring designs that make budgeting a breeze!
If you are ready to get serious about managing your finances, you can start with this free printable cash envelope template. It will be a game-changer.
What is Cash Envelope Budget System
If it is your first time hearing about this, you should check out the cash envelope budgeting system.
And if you’ve been looking for a cash envelope template pdf for your budgeting needs, then you are in the right place.
While it may sound complicated, it is actually quite simple and can help keep your finances organized.
The cash envelope budgeting system is a great way for individuals to track their spending and make sure that they stick to their monthly budget without having to worry about credit card or other forms of payment.
The envelope system is one of the most effective ways of budgeting. It involves using money envelopes for cash to organize your spending money on each category of your budget.
What is the Dave Ramsey Envelope Method?
The cash envelope budgeting system is also called the Dave Ramsey envelope method. This method was made famous by Dave Ramsey, a financial guru. This method can help you control your spending and avoid overspending in one category while neglecting others.
It is a budgeting strategy that involves dividing your income into different categories and allocating cash into envelopes for each category, such as groceries, entertainment, and transportation.
Once the money in the envelope is gone, you can only spend money in that category during the next budgeting period.
This method also encourages you to be more mindful of your spending and prioritize your expenses based on your financial goals.
It can be a helpful tool for those looking to handle their budget better and improve their overall financial health.
What is a cash envelope template?
A cash envelope printable template is a tool that you can use to manage your finances by tracking and allocating spending. The cash envelope pdf is usually a printable design that can be cut out and folded into an envelope shape.
You will label each envelope with a specific spending category, such as groceries, entertainment, or transportation.
Then, you will place an allotted amount of cash into each envelope at the beginning of the month and spends only from the designated envelope for that category.
This method lets you track your spending visually and prevent overspending in any specific category. Using a cash envelope system can be an effective way to stick to a budget and manage your finances.
In this post, I will be sharing some of the best printable cash envelope pdf that I found, which you can download and print right away.
How Does Cash Envelope Budgeting Work?
The cash envelope method is a simple and easy way to budget your money. You will start by categorizing each cash envelope based on your spending categories.
It can include groceries, fun money, gas, eating out and etc.
Basing it on your monthly spending budget, you will withdraw the budgeted amount and place them on the corresponding money envelopes for cash budgeting.
For example, if you budgeted $300 monthly for “eating out”, you will then withdraw that amount of money from your first paycheck of the month.
If you get your paycheck biweekly, then place it on your “eating out” envelope biweekly.
So for the first two weeks of the month, you can eat out until you deplete your $150.
Once you spend all the money, you will not eat out until you get your next paycheck. And no, you cannot take out money from the other envelopes.
Using the cash budget envelope system demands discipline and self-control. To succeed with this system, you will have to make some sacrifices.
If you want to learn more about the cash envelope system, check out What You Need To Know About Budgeting With The Cash Envelope System.
The Good Ol’ White Envelope Budgeting
When I first started using cash budget envelopes, I used plain white mailing envelopes. They really serve their purpose, and the best part is they are cheap.
However, after a while, they get to be boring.
This is the reason why I started my quest for inspiring and creative cash envelope template printables that I can just download and print at home.
If you are at that stage, where the plain white envelope is starting to bore you, then you are in the right place.
You’ll get a good list of affordable and inspiring budget envelope template pdf that can motivate you to manage your money better.
However, if you are interested in printed cash envelopes delivered to you, check out these awesome cash envelope wallet organizers.
The best thing about these money envelope templates is that you can purchase them from Etsy, which means you will be supporting small businesses.
But if you just want to try cash envelope budgeting first before investing, here is a free cash envelope template pdf that you can download now.
30 Printable Cash Envelope Templates That You Can Download Now
Without further ado, here are the most inspiring cash envelope printable that include horizontal cash envelopes and vertical cash envelopes as well.
#1 DIY Cash Envelope Template By MPDigital Shop
#2 Christmas Cash Envelopes By MWPprintables
#3 Cash Envelope System Printable By MaypopPrintables
#4 PRINTABLE PDF Set of 4 Cash Envelopes By ponderbyelisia
#5 Cash Envelope System Printable PDF By MaypopPrintables
#6 PRINTABLE PDF Set of 4 Cash Envelopes By ponderbyelisia
#7 Cash Envelope Printables By MaypopPrintables
#8 Cash Envelope Printables By MaypopPrintables
#9 Floral Watercolor Cash Envelopes By Frugalmillenialmom
#10 Blank Cash Envelope System Spending Logs Budget Inserts By ATime4everything
#11 Holiday Cash Envelopes By MWPprintables
#12 Printable Cash Envelopes By TatDigitalCreativity
#13 Money Envelope Template By TatDigitalCreativity
#14 Printable Cash Envelopes Template/Motivational Affirmations By OksArtStudio2
#15 Cash Envelope With Expense Log By MWPprintables
#16 Boss Babe Editable Printable Cash Envelopes Set of 6 PDF By GetItGirlDesignShop
#17 Cactus Printable Cash Envelopes with Transaction Tracker By Arvabelle
#18 Pattern Print Cash Envelopes By CraftySavingMama
#19 PRINTABLE PDF By ponderbyelisia
#20 Printable Money Envelopes Set of 10 By DemurePrintables
#21 Printable Cash Envelope Editable By MadiLovesKiwi
#22 Budget Envelopes Pattern SVG by Jane Flowers Art
#23 Printable Cash Envelope by Walking On Watercolors
#24 Printable Cash Envelope by Plan N Go
#25 Cash Envelopes Printable Set of 6 By Digital Template Paper
#26 Floral Printable Cash Envelopes with Transaction Tracker By Duffy Design Co
#27 Printable Budget Envelope System for Cash Management and Budgeting By Simply Chaos GA
#28 Cash Envelope Printable By Calm In The Chaos Prints
#29 Cash Envelopes Printable By Starrie Planning
#30 Printable Cash Envelope Templates With Expense Tracker by Happy Designs By Tanja
There you have it!
I hope you were able to pick one of the above money envelope template pdf that you like.
Check out these cash envelope wallet organizers that will help keep your cash envelopes protected and organized.
Final Thoughts on Cash Envelope Templates
Having an inexpensive new item incorporated with your budgeting tasks can help you stick to your budget. It helps break the monotony.
Additionally, you’ll probably find out that having a budget is not hard to do; the hardest part is sticking to it.
You might be able to stick to your budget at the beginning, but it will come to a point where your enthusiasm sometimes wanes.
At that point, you will need a little picker-upper to keep you stay on track. And sometimes, just a simple tweak on your budget can do the trick.
Or, maybe even getting one of the best budget planners would do the trick.
Do you have a favorite cash envelope template? Don’t forget to download your free printable money envelope template pdf.
Wondering how to stuff your cash envelope? Check out this awesome video clip:
Printable Cash Envelopes Related Articles:
- Cash Envelope Budgeting System: What You Need To Know
- Best Cash Envelope Budgeting Wallet Organizers
- Basic Steps To Budgeting
- Dave Ramsey Zero-Based Budget
- How To Stick To Your Budget
These look so great! It definitely makes it more fun than using just a plain old envelope.
Yes! absolutely 🙂
I like it because you handle cash and once cash runs out of the envelope. You wait until next month or budget session. It’s harder to overspend when you’re handling cash.
Yes. It’s an old way to save money but it works. Thanks for reading.
Cash envelopes are super handy for those who need a bit more self discipline when it comes to spending!
Helps kids too!
I couldn’t agree more. Thanks for reading.
Thank you for the printable this should get me started on my budgeting journey to feel comfortable enough to make the switch to cash envelopes and stop swiping my card.
You’re welcome. Goodluck on your budgeting journey, you got this!
Beautiful post. So very useful. I will surely use any of these templates in the future. All the templates look beautiful and attractive. Thank you so much for sharing!🙂
Thank you 🙂
I love the idea of using envelopes for budgeting! I’ve never heard of this but I’m definitely excited to try it out!
Definitely worth a try. Let me know how it goes 🙂
I’ve heard of the envelope system, but have never tried it. I don’t like having that much cash on hand for many reasons. My wife and I have keep a monthly budget for years and years that combines zero-based budgeting with pay-yourself budgeting. Keeping a budget in general can be a game-changer for many!
I agree, not a lot of us are comfortable carrying cash for different reasons. You can still do a cashless envelope system budgeting and it will still have great results. Thanks for reading.