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If you have been hanging out in the budgeting world for a while then you would have heard of cash envelope budgeting system. And if you’ve been looking for a cash envelope template pdf for your budgeting needs then you are in the right place.

The cash envelope system is one of the most effective ways of budgeting. It involves using envelopes to organize your spending money on each category of your budget.

How Does Cash Envelope Work?

This budgeting system is simple to use. You will start by categorizing each cash envelopes based on your budget categories. It can include grocery, fun money, gas, eating out and etc.

Basing it on your monthly spending budget, you will withdraw the budgeted amount and place them on the corresponding envelope.

For example, if you budgeted $300 monthly for “eating out”, you will then withdraw $150 from your first paycheck of the month, if you get paid biweekly, then place it on your “eating out” envelope.

So for the first two weeks of the month, you can eat out until you deplete your $150. Once you spend all the money, you will not eat out until you get your next paycheck. And no, you cannot take out money from the other envelopes.

Using the cash envelope system demands discipline and self-control. To succeed with this system, you will have to make some sacrifices. If you want to learn more about the cash envelope system, check out What You Need To Know About Budgeting With The Cash Envelope System.

You might also like:  7 Smarter Grocery Rebate Apps For A More Frugal Life

The Good Ol’ White Envelope

When I first started cash envelope budgeting I used plain white mailing envelopes. They really serve their purpose, and the best part is they are cheap. However, after a while, they get to be boring.

This is the reason why I started my quest for an inspiring and creative cash envelope template pdf that I can just download and print at home.

If you are at that stage, where the plain white envelope is starting to bore you, then you are in the right place.

In this post, I will be sharing some of the best cash envelope template pdf that I found, which you can download and print right away. However, if you are interested in printed cash envelopes delivered to you, check out How To Upgrade Your Cash Envelope Budget System With The Best Organizers.

The best thing about these cash envelopes is that you can purchase them from Etsy, meaning you will be supporting small businesses.

Cash Envelope Template PDF That You Can Download Now

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There you have it!

I hope you were able to find something that you like. Having an inexpensive new item incorporated with your budgeting can help you stick to your budget, just by breaking the monotony.

Having a budget is not hard to do; the hardest part is sticking to it. You might be able to stick to your budget at the beginning, but it will come to a point where your enthusiasm sometimes wanes.

At that point, you will need a little picker upper to keep you stay on track. And sometimes, just a simple tweak on your cash envelopes can do the trick.

You might also like:  How To Upgrade Your Cash Envelope Budget System With The Best Organizers

Do you have a cash envelope template pdf that you use?

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