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How To Earn Extra Money Online Legitimately

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There are so many ads out there on how to make money online but it is hard to pinpoint which ones are legit and are worth your time. Before we dive into the ways on how to earn extra money online legitimately, let us first look into the benefits of making extra money.

Benefits of Earning Extra Money

When you have extra money:

You will be able to pay off your debt faster.

If you make extra money, you can add this to your debt payment. By doing this you will not only save on interest but you will also able to pay it off sooner.

You will be able to build your emergency fund.

The extra money will help you set up your starter emergency fund. However, if you already have starter emergency fund, you can use the extra money to fully fund your emergency fund, which is 3-6 month of expenses.

You will be able to save for a downpayment for your dream home.

If you already paid off all your debts and fully funded your emergency fund, you can use the extra money to build your downpayment fund for a house.

You will be able to save for a dream vacation.

If you have been dreaming for a big vacation, you can use the extra money to build your vacation fund. The vacation fund will prevent you from getting into new debt.

You will be able to save for a big purchase.

The extra money will enable you to build your big purchase fund. This fund can be for a new car, a new TV or a new work out machine.

You will be able to increase your investment money.

When you have extra money, you can add it to your investment account and improve your portfolio.

You will be able to stop living paycheck to paycheck.

The extra income will help improve your monthly budget and consequently reduce the stress of a tight budgeting

You will be able to reach retirement sooner.

Having extra income will potentially increase your savings and as a result, you will be able to enjoy retirement sooner.

These are just some of the many benefits of earning extra money. Earning extra income can help you change your life by helping you achieve your financial goals.

One of the steps in my action plan to achieve our personal finance goals is to earn extra income to help pay off our debts. Therefore, I am always looking for side hustles that can bring in extra income.

Consequently, I was able to discover some ways you can earn cash or Amazon gift cards which include watching videos, answering questions, taking online surveys from different survey sites and more. Although these ways are legit, they do not bring in a whole lot of money. But still, little money is still money.

So if you are you looking for ways on how to earn extra money online legitimately, then you are in the right place. In this post, you will learn about six ways to make money online, which people actually made decent money from.

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Earning extra money is hard but not impossible. You will be able to realize it was all worth the hard work once you reached all your goals.

6 Ways on How to Earn Extra Money Online Legitimately

Mystery Shopper

Mystery shopping is one aspect of market research in which the primary goal is to improve business base on customers’ opinion. As the job name implies, you will be doing the tasks anonymously.

A mystery shopper is asked to report back to the company about how the employees, products, and services are doing. The data will then help the company improve its business by addressing the issues found.

Data will include customer service, cleanliness, compliance with dress codes and more.

As with any other work at home jobs, you are your own boss, you can choose which kind of assignment you want to do.

An assignment can be to a restaurant, movie theater, retail store, amusement parks, self-storage facility, bank, grocery store, apartment community and more. A mystery shopper can pretty much shop at every business that deals with customers.


Mystery shopping does not require a degree or certification but in order to help you succeed, you should look into a training course that will teach you the basics.

To be a successful mystery shopper, you have to sign up with multiple mystery shop companies in order to have more assignments.

You can start with MSPA, Volition, and Jobslinger to find assignments in your area.

However, in order to avoid scams, do careful research for reputable companies before signing up.


Mystery shoppers usually make $15-125 per shop, depending on the shop or $10-25/hour. This includes your travel time and the amount of time you put in to make the report.

Mystery shopping is not for everyone and is not a get-rich-quick scheme. You can be successful with this if you have the time to commit to it.

Learn more about mystery shopping with this book.

or check this article about how someone got paid from mystery shopping.


Bookkeeping is one of the best ways on how to earn extra money online legitimately that is booming industry right now. One of the reasons for this is because many business owners hate to do their own bookkeeping. As a result, they outsource the task.

Because of our technology nowadays, traditional bookkeeping is long gone. Nowadays, a bookkeeper is able to provide accounting services remotely to clients.


The best thing about bookkeeping is that you do not need to be an accountant to be a bookkeeper, you do not even need a degree. You just need the right training to learn the skills of a good bookkeeper.

Here is a good read on How to become a bookkeeper.


Virtual bookkeepers usually make an average of $50/hour or $300-$350/mo/client.

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You have the potential to make more if you strive more.

Check out this post on Virtual bookkeeper: Make up to $50 an hour Managing Books.


Transcription is another legitimate work at home job that involves transforming audio and video recordings into a written word.

A transcriptionist listens to a speech and then types, formats, corrects punctuation and spelling to transform it into an excellent transcription.

The good thing about this industry is that there is also a growing demand due to corporations, TV networks, academics, authors, entrepreneurs and more who use transcripts for their business growth.


You do not need a degree to be a transcriptionist but you need the right training and practice. Getting the right training will set you up for success.

Check out this Free mini-course on transcribing to find out if being a transcriptionist is right for you.


A transcriptionist can make $15-60/hour depending on a lot of factors like difficulty of the job, type of transcription, how fast you finish the work, etc.

You can learn the basics of how to be a transcriptionist with this book.

Virtual Assistant

One of the booming legitimate work from home jobs is a Virtual Assistant job.

The work of a virtual assistant is to provide remote administrative and technical services to businesses. It can be social media management, website management, marketing or any administrative stuff.

Businesses, entrepreneurs and bloggers outsource these types of work to virtual assistants in order to be able to focus on their business growth.

With today’s technology, anyone can start a business and the internet is not going anywhere so the demand for virtual assistants will continue to rise. Now is the best time to look into this new gig.


To be a virtual assistant, you also do not need any degree or certification. You just need to have the right training and mindset to be successful.

Check out this book on How to Become a Successful Virtual Assistant.


A virtual assistant can earn $15 to $60 per hour depending on the skill level and experience. According to ZipRecruiter, the average annual pay for a Work From Home Virtual Assistant in the United States is $57,371 a year.

Etsy Seller

If you are creative and crafty, you can create a product which you can sell on Etsy. Etsy is an online shop where people look for unique and handmade products.

Etsy sellers will be able to start their online business by listing their products in this platform. The good thing about Etsy is that they are beginner friendly, they make setting up easy for the seller. They even let you start for free.


In this kind of gig, you will be selling online so you have to have a product to sell. It’s not just any product though, it has to be one-of-a-kind, vintage or unique.

You also have to be ready to deal with product listing, marketing, shipping/handling, customer service and so on.

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The amount you make greatly depends on a lot of things like the type of product you are selling, units you have, marketing and so on.

Obviously, if you have an in-demand product, a lot of inventory in your online store, and you marketed your product really well then you will make a lot more. It has the potential to be a source of passive income in the long term.

Check out how this person sold over $25K on Etsy.


If you are someone who loves to write, who has the expertise, who passionate about something, who wants to help others, then you can start a blogging business.

I started blogging because I wanted to help inspire people to take control of their finances and be happier. Blogging enables me to share my experience with everyone, in that way you can learn from my experiences.


Another booming legitimate work from home job is to be a blogger. And the best thing about this is that you do not need a degree or certification to be a blogger. You do not even need training if you do not want to.

In order to be a blogger and be able to make money, you need a website. This will be the place that will contain all your writings. Check out my post on How To Start A New Blog. The post will teach you how to set up your website using the easy to follow step-by-step guide.


The last but not the least way on how to earn extra money online legitimately is my all time favorite, blogging.

The amount you make in blogging will also depend on how much time and effort you put into it. Blogging business is a marathon, not a sprint.

Although some bloggers can make money right away in just a few months, some won’t’ until after a year.

You can start part-time and once you scaled it up, you can eventually transition into full time.

Check out how this blogger made over $1.5M in a year just by blogging.

There you have it!

These are some of the ways on how to earn extra money online legitimately. Each of these jobs is unique from each other but they all provide the flexibility that someone like you is looking for.

And the amazing thing that these work at home jobs have in common is that you can have the potential to make it big if you have the correct mindset and commitment to put in the work.

Making extra money is not easy and that what makes it legitimate. You have to work hard for it before you will reap the fruits of your success.

You might also be interested in the 101 Smartest Ways to Save Money.

Have you tried any of these legitimate work from home jobs?

Are you looking for legitimate work from home jobs? In this post, you will learn the booming legitimate work from home jobs that you can start right now.

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15 thoughts on “How To Earn Extra Money Online Legitimately”

  1. Very nice post, I personally work from home and am in recruitment, blogging, and providing virtual marketing services. I am very happy and it’s changed my life.

    1. Nice article!

      I’ve been working to grow my own blog as well, but like you said, it’s not a sprint!
      I think many people assume it’s a quick: get a website created, add a few posts, and now your rich lol. It has very much been a grind for me while balancing my 9-5 job and trying to keep up with the blog.

      I’ve looked into virtual assistance quite a bit too, but more as a way to help my own business vs actually becoming one myself. Have you used zip recruiter personally? I’d be curious how the experience is.
      Nice work! Keep it up!

      1. Thank you! πŸ™‚ Same here, balancing a full-time job, family and a blog is quite a task. I have not used zip recruiter personally but I know people who did and went very well for them. I also heard some people got good results from Upwork and Fiverr depending on what you want to get done.

  2. I love your thoughts on this topic that has some great ideas for someone that is wanted to work at home, and would like to make extra money too.

    1. Great ideas on how to work from home. I really wish I could do this full time. I love my job but its not one I can do from home. I will keep the ideas in my mind when I’m ready to work full time from home.

  3. Nice list! There are so many things you can do to earn a little extra money. It is worth the time it takes to live like no one else right now, working on side hustles; so you can pay off debt, catch-up retirement savings, and live like no one else later!

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