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Positive affirmations and brilliant financial quotes about budgeting to think about.

Creating a budget is easy but maintaining and sticking to your budget is a whole different story. Many of us have been guilty of committing to cut back on our spending and stick to our budget, only to go back on our promises a few days later.

Budgeting can be challenging, and you may feel deflated if you’re having trouble sticking to yours. So today, we are sharing the most inspirational budgeting quotes to help you succeed in your budgeting journey.

21 Motivational Budget Quotes

Here are some of the favorite motivation quotes on budgeting. You can save it on your phone as wallpaper, or you can print it and hang it or frame it for your desk. No matter what you choose to do, make sure that you can see it every single day.

1| “Budgeting has only one rule: Do not go over budget.” – Leslie Tayne

2| “It isn’t what you earn but how you spend it that fixes your class.” – Sinclair Lewis

3| “We must consult our means rather than our wishes.” – George Washington

4| “Budgeting is not just for people who do not have enough money. It is for everyone who wants to ensure that their money is enough. ” – Rosette Mugidde Wamambe

5| “Don’t tell me what you value, show me your budget, and I’ll tell you what you value. “– Joe Biden

6| “The simplest definition of a budget is “telling your money where to go.” – Tsh Oxenreider

7| “Money, like emotions, is something you must control to keep your life on the right track. “– Natasha Munson

8| “A personal budget is a manifestation of your decision to grab your finances by the balls.” – Money Tree Man

9| “A Debt Problem Is, At Its Core, a Budgeting Problem.”― Natalie Pace, The ABCs of Money

10| ”It is not necessary to do extraordinary things to get extraordinary results.”– Warren Buffett

11| “Budgeting isn’t about limiting yourself – it’s about making the things that excite you possible.”– unknown

12| “A budget tells us what we can’t afford, but it doesn’t keep us from buying it.”– William Feather

13| “A budget doesn’t limit your freedom; it gives you freedom.”– Rachel Cruze

14| “If you want creativity, take a zero off your budget. If you want sustainability, take off two zeros.”– Jaime Lerner

15| “Balancing the budget is like going to heaven. Everybody wants to do it, but nobody wants to do what you have to do to get there.”– Phil Gramm

16| “A budget isn’t about restricting what you can spend. It gives you permission to spend without guilt or regret.”– Dave Ramsey

17| “We didn’t actually overspend our budget. The allocation simply fell short of our expenditure.“— Keith Davis

18| “They call it a budget so you don’t budge from it.” ― Mike Figgis

19| “A budget is a financial plan to control future operations and results.” ― Jae K. Shim

20| “The secret to budgeting is that it needs to be honest. Not what you think it should be or wish it could be, but what it really is.” ― Lisa Conway-Hughes

21| “Do not save what is left after spending; instead spend what is left after saving.” ― Warren Buffett

Final Thoughts On These Personal Budgeting Quotes

At some point in life, everyone needs some inspiration if we want to keep on moving forward. These motivational quotes will provide you with a quick and timely burst of wisdom to get your focus back, offering the inspiration needed for that moment.

Which one of the above inspirational budgeting quotes to improve your personal finance is your favorite?

In this post, you will learn the best inspirational budgeting quotes to improve personal finance as inspired by Dave Ramsey to help you get the motivation you need to improve your finances. These tips and truths are perfect for saving money and inspirational as well. Get the best quotes at

21 Most Inspirational Budgeting Quotes To Improve Your Personal Finance