Cheap Mother’s Day Gift Ideas (for All Kinds of Mom)

Your complete list of affordable Mother’s Day gift ideas.

Mother’s Day is one of the most important days of the year in every household. And in conjunction with that, it is time to celebrate the woman who gave you life. It is the day you can express your “thank you” in a special way.

However, I think you will agree with me when I say that every year, it is overwhelming to find the perfect gift for every mother in your life. Most often than not, we need a gift guide to help us get an idea.

Gift guides are live-savers. They can help us go beyond resorting to gift cards. However, don’t get me wrong, gift cards are not bad but it is always a good idea to gift someone something creative and thoughtful.

Why Is It Hard To Find The Perfect Mother’s Day Gift

One of the reasons why there is a struggle to find the perfect Mother’s Day gift is that we always wait for the last minute before starting our research for the perfect gift.

Another reason is that you think that Mom already has everything she needs, and you could not think of anything else she would like.

However, even though it is not easy, it should not be a reason for you to skip honoring your Mom. She does not deserve being neglected on this special day.

Mothers are the busiest people in the world, and it is challenging for them to find time for themselves. Therefore, here are the three most important things that you should do for them.

The Top 3 Perfect Gifts for Mom

#1 Give Her A Break

Make mom take the day off from household chores. However, don’t leave the household chores undone. Do them for her.

#2 Let Her Do Something She Loves

Find out what she always want to do and let her do it. If for example, she wants to sleep all day, let her. If she wants to have a massage, let her have a full day at the spa. Most importantly, let her do anything she wants to do.

#3 Make Her Feel Special

Mothers, being one of the busiest people in the world, sometimes feel they are not appreciated enough. Although you should appreciate your mom daily, today is the time to take it to the next level.

You can write her a letter, a poem or just simply tell her you love and appreciate her. Sometimes the simplest gestures are the ones that mean a lot.

I struggle every year to come up with the perfect Mother’s Day gift because of the above reasons as well. However, when I started planning and focusing more on the things that Mom loves to do and wanted to do, I end up picking something that is perfect for her.

Every mom has a hobby or things they love doing. Therefore, try focusing on that area and you will surely find the perfect gift that she will appreciate. It does not have to be expensive, it is the thought that counts.

So in order to help you come up with a great gift, I carefully rounded up the best gifts out there for every hobby that a Mom has. This list is perfect for every mother out there.

In this post, you will discover some shippable Mother’s Day gifts that are tailored towards finding the best gift for every hobby that Mom has or plan to get into.

If your mom is a Betty Boop fan, check out this Betty Boop fan gift guide.

This Mother’s Day gift guide includes gifts that are some of the best rated and best sellers out there.

Cheap Mother’s Day Gift Ideas
















There you have it!

Those are some of the cheap mother’s day gifts ideas that you can get for all the moms in your life.

Final Thoughts On The Cheap Mother’s Day Gift Ideas

Finding the perfect gift for Mom should not be so hard and overwhelming if you plan ahead and focus on what Mom wants to do or enjoys. Furthermore, always keep in mind the top three things you should do for Mom on Mother’s Day.

I am sure you were able to come up with an idea by using this Mother’s Day gift guide. So, go ahead and make her feel special.

But if for some reason you did not, a FRESH bouquet of flowers works every time. Most often than not, Moms love flowers. It always brings a smile on their faces.

How about you? What are you getting for your Mom this year?

Related Gift Ideas Articles:

Affordable gift ideas for Mother's Day.

Cheap Mother’s Day Gift Ideas (for All Kinds of Mom)

How To Save $1000 in One Month (9 Easy Ways)

Tips and strategies on how to save 1000 in one month.

If you are looking into saving for your starter emergency fund or saving for an upcoming big purchase, you are in the right place.

$1000 is not easy money to find, but today you will learn how to save $1000 in one month just by making a few adjustments in your daily activities.

However, what can you do with an extra $1000 if you already have a starter emergency fund?

The extra money should go to paying off credit card debt if you have any, student loan, car payment or any other debt you have except your mortgage.

On the other hand, if you do not have any debts, you should put them on a savings account that earns a significant interest rate to help you achieve your savings goal.

Make sure to compare rates to get the best rate for you.

So without further ado, let’s dive in on how to save money fast.

Here are save money in a month tips that you can start doing so you can save $1000 a month.


In this post, you will learn tips on how to save $1000 in one month and increase your savings account and achieve your financial goal..

Each tip will give you an idea of how much you can save in 30 days.

Use the save $1000 a month chart to track your progress.

#1 Ditch The Restaurant

Before we started our budgeting life, my husband and I are regulars at different restaurants in our area. We do sit down dinner and carry-outs alternately.

We thought we were saving money by eating out and not doing grocery shopping because there is only two of us.

It was not until we started budgeting that we saw how much of our monthly income is going to restaurants.

If you are thinking the way we were thinking back then, you’d better think again. You are better off saving money by grocery shopping, planning, and making your meals.

My husband and I usually spend a total of $50 whenever we eat out, and we were doing it every Friday nights.

If you ditch the restaurant for a month, you will easily save $200.

Money Saved: $200

Saving Money Tip

 If you’re looking for easy weekly meal plans, full of budget recipes, I recommend the $5 Meal Plan. $5 Meal Plan is a meal planning service that sends you a delicious meal plan and shopping list every week for just $5 a month.

You can try them for FREE!

Brown bag your lunch so that you can save money on food.

#2 Brown Bag Your Lunch

In my job, I am always on the road, and packed lunch was not my thing back then. I found it more convenient to go through drive-ins and get my lunch.

My husband does the same thing. He gets his lunch from the cafeteria. So between the two of us, we were spending $65-$75 a week just for lunch.

When we started paying more attention to our personal finances, we started going to the grocery store and planning our meals.

We planned and brown-bagged our daily lunches for the week.

You can save time and money by planning your meals for the week. Here is a weekly meal planner that will help you get started.

Money Saved: $300

#3 Make your coffee at home

I am a coffee drinker, and luckily my husband is not. Since I am always on the road for my job, I used to grab my daily coffee at a drive-through coffee shop.

However, when I invested in this coffee maker, I was able to turn my one-week coffee budget into a one-month K-cup supply.

You can start saving money by making your coffee at home.

Money Saved: $100

#4 Ditch the soda drink water instead

I don’t know about you, but I love diet soda. Diet soda is so good, but of course, it is not good for you.

They do not cost much, but it can add up. Switch to something cheaper and better for your health, aka WATER.

Invest in a good water bottle like this one and enjoy your water. I like my water cold, and since I am on the road all day, I need something that keeps my water cold for a long time.

Money Saved: $20

If you are looking for some ways to save money monthly, here are ways to save money monthly.

#5 Say No to Movie Theaters, Watch Movies At Home

I cannot believe how much movie tickets increased these days. The average movie ticket price is $8, and it is even pricier if you want to see it in a fancier version.

My husband and I invested on Netflix which gives us the ability to binge-watch.

We only go to the movie theatres when they are showing movies that we really like, and we wanted to see on the big screen.

If you do not want Netflix or the likes, visit your library. Libraries usually have a good collection of movies.

Money Saved: $120

#6 Paint Your Nails

I love getting my nails done at a salon, but it can get so expensive, as a result, I do not do it all the time.

Teaching myself how to paint my nails saved me money.

No-chip manicure is my thing, and I was so excited when I learned that I could do it at home.

This nail polish and this UV nail dryer lamp are my greatest manicure investment. Now I am good to go — no visits at the salon for a while.

Money Saved: $60

Ways To Save $1000 in A Month

#7 DIY Pet grooming

Pet grooming is expensive! However, we love our dog so much that we wanted him to look good and clean all the time.

Because of our busy schedule, I rarely have time to do his grooming myself.

You can set aside one time this month to take care of the grooming of your pet, and you will easily save $70 plus tip.

We invested in this pet grooming kit and it was worth the investment.

Money Saved: $70

#8 Cut/Trim Your Hair

I don’t know about you but I try to keep my bangs at a consistent length, so I have to get it trimmed every month. However, I was able to learn how to cut it myself.

You can find a lot of helpful videos on youtube on how to trim your hair.

Money Saved: $20

#9 Have A No-Spend Month, No Grocery Shopping

Another way to help you save $1000 in one month is to have a no-spend month.

No-spend month means you are not allowed to spend on any category that you choose for a month.

You will have to use everything that you have in the house to get by.

If you choose no-spend month on food, that means no grocery shopping. You will have to use whatever you have in your pantry to make something for meals.

This is an excellent way to clean up your pantry to be ready for stocking next month.

Money Saved: $400

There you have it! These are just some of the many ways you can save money in a month.

When you do all the tips above, you will be able to save $1000 in one month and help build your nest egg.

Have a no spend month so that you can save money each month.

Bonus Saving Tips

If you want additional savings, you can look into canceling a subscription, negotiating your cable and internet rates, ditching your gym membership, and looking for cheaper alternatives.

All these will lower your monthly payment for your expenses.

Saving Money Tip

If you are interested in lowering your bills but don’t have the time and confidence to negotiate with bill companies, you can use a service like Billcutterz to do it for you.

You only pay them a minimal amount if they were able to save you money. If not then it’s FREE.

One of the best saving tip and would definitely save you more money is to cut your cellphone bills into half.

You can also look into re-evaluating your car insurance and compare it with other insurance companies.

Learn more ways to save money, check out 101 Ways to Save Money.

Saving Money Fast Frequently Asked Questions

How Can You Boost Your Income?

To boost your income, you can work overtime or you can pick up a side hustle. Check out these side hustles that can help you boost your income.

What Are The Best Financial Goals?

Some of the best financial goals are to build an emergency fund, pay off debt, buy your forever home, or increase your retirement savings. Ultimately, you want financial freedom.

What is the importance of saving money?

From a short-term perspective, saving money is essential because it provides comfort and flexibility. Learn more about the 21 importance of saving money here.

I am sure it won’t be easy; there will be some sacrifices along the way but focus on your end goal. Also, don’t worry; your sacrifices are not permanent.

If you are serious about improving your personal finances, start with making automatic deposits to your bank account check out these financial planners that will help you organize and plan your finances.

Any other tips you can add on how to save $1000 in one month?

Looking for ways to save $1000 in a month? Here is a save money challenge monthly that you can do to save $1000 a month.

9 Easy Ways to Save $1000 in One Month

Best Tips On How To Pay Off Debt Fast

Learn to pay off your debt fast with these actionable tips.

We all want goals. Goals give us a purpose, something to strive for.

So when you have debts, you should have debt pay off goals. Learn some debt payoff tips to achieve your goals.

I think you will agree with me when I say that people set goals every day, but most of the time fail to succeed in achieving them.

If you are one of these people, you are not alone. I have been there too.

Here are 5 of the best debt pay off tips you should learn and act on.

It took me a while to master the best method in achieving my goals, particularly my debt payoff goals. Back in the day, whenever I get tired of our debt, I hopped onto Google and searched for debt payoff goal printables.

When I find one that I get excited about, I immediately download, print and swear to use it.

However, after downloading, I filled it out with all the information needed. And then put in in a nice binder along with my other printables. I even organized them neatly.

But then, nothing happened after that. The printable was left forgotten and my goals remained as goals, yet to be achieved.

Most of us are good at starting our goals but a few of us make it to the end.

In my desire to overcome this hurdle, I did my research and was able to come up with five simple debt payoff tips to start working and achieving my goals.

I started incorporating these tips in my debt payoff goals. And in such a short time, I was able to achieve my short term goals, which included two paid-off credit cards.

Until now, these tips continuously motivate me to keep on working towards my long-term goal, which is financial freedom.

In this post, you will learn five simple yet powerful debt payoff tips that will help you achieve your goal.

Best Tips On How To Pay Off Your Debt Fast

#1 Set Specific But Realistic Goal

One of the debt payoff tips is setting a specific and realistic goal. Having a goal in mind will help you get your focus in place.

Smart Goals

In the history of goal setting, the most popular method is the SMART method. This method stands for S-specific, M-measurable, A-attainable, R-realistic/relevant, and T-time-bound.

This method was first published by George T. Doran in the November issue of Management Review. Doran, G. T. (1981). “There’s a S.M.A.R.T. way to write management’s goals and objectives”. Management Review (AMA FORUM) 70(11): 35–36.

In his paper, he discussed the main principles of the SMART goals.

How to use SMART in your Debt Pay off Goals

A goal should be:

Specific– Your debt payoff goal should include the specific amount of debt you want to pay off.

Measurable– You should be able to monitor your progress in achieving this goal.

Achievable– Your goal should be achievable but challenging enough to push you out of your comfort zone.

Relevant– Your goal should make a significant impact on your life

Time-bound– Your goal should have a deadline.

When you apply the principles mentioned above, your goal should look something like this:

“My goal is to pay off $12,000 of Credit Card Debt in 12 Months to enable us to save for a Home Downpayment”.

Now, the goal is specific and measurable, since you have the actual amount that you are shooting for and the ability to measure the amount you end up paying. This goal is time-bound as well since your goal is to pay off a specific amount over a given period.

Whether the goal is achievable depends on your financial situation, but assuming it is, the goal fits that criteria as well. And lastly, the goal is relevant because it stated why there is a need to pay off the credit card debt.

Long Term Goal and Short Term Goal

In goal setting, it is imperative that you should have both a long term goal and short term goals. Long term goals can seem so daunting and can appear too far away to get to.

But when you break it down into short term goals, you will be able to see your progress more clearly. Short term goals help you stay on track to achieving your long term goal.

If we use the example above, one of our short term goals would be:

“I will pay off $1000 per month towards credit card debt.”

Or, “I will make extra $250 per week to pay credit card debt”.

Both of these short term goals are geared towards achieving the long term goal.

Achieve your debt payoff goals with these debt payoff tips.

#2 Choose A Debt Payoff Method That Works For You

There are different types of Debt Payment Method. Some of these are Debt Avalanche, Debt Snowball, Debt Snowflake, Hybrid method, and others.

Debt Avalanche lets you pay off the debt with the highest interest rate first. This method works for you if you want to save on interest.

Debt Snowball lets you pay off the debt with the smallest balance first, regardless of the interest rate. This method will work for you if you are someone who needs quicker results as encouragement.

Debt Snowflake is a variation of the Debt Snowball, in which you make small but frequent payments to one of your debts. This method will work for you if one large monthly chunk of debt payment is hard on your budget.

Hybrid is a method between the Debt Avalanche and the Debt Snowball, in which you will still list down all your debts, starting with the highest interest first.

But this time, you will move the debt with the smallest balance to the top. This method will work for you if you care about the interest rate but at the same time needs quicker results for encouragement.

Everyone’s financial situation is different so it is very crucial to choose the method that will work best for you. Having the right approach for your case will help you stick with your goal to the end.

#3 Set a Monthly Debt Payment Budget

Another important debt payoff tip is setting a monthly debt payment budget. It is always easy to just set a monthly debt payment budget, but the hard part is to make it work.

A carefully planned budget for debt payment is an integral part of making you achieve your goal.

There are three important characteristics of a good monthly debt payment budget.

  1. Realistic– A realistic monthly debt payment budget is a budget that is realistic to your financial situation. Do not set a payment budget that is way beyond your monthly income. It is the perfect ingredient in setting yourself up for failure.
  2. Comfortable. In order for a debt payment budget to be comfortable, it should be within your range of income. It should not take a huge chunk of your monthly income.
  3. Challenging. On the other hand, although your payment budget should be comfortable, it should not be too comfortable that it would not challenge you to push yourself out of your comfort zone.

Your monthly debt payment budget is one of your short term goals that plays a vital role in achieving your long term goals.

So, how do you come up with a realistic, comfortable and challenging monthly debt payment budget?

First, make your monthly budget. If you don’t know how to do that, check out Best Guide to a Monthly Budget, where you will learn how to set up your perfect budget.

After setting up your budget, you will be able to identify how much is left to allocate for debt payment. Take note of the amount because you will need it for later, we will call it left-over money for instruction purposes.

Then, list down all your debts and their corresponding minimum payments. Next, you will add up all the minimum payments.

After that, compare the total minimum payments and the left-over money from your monthly budget.

Are they the same?

If the left-over money is higher than the total minimum payments, carry on.

However, if the total minimum payment is equal or higher than the left-over money, go back to your monthly budget and make some adjustments.

Look for some areas where you can cut back. Do this until the left-over money is higher than the total minimum payment.

Now that you have left-over money that is higher than your total minimum payment, you will then add 10-20% more to come up with your Monthly Debt Payment Budget.

For example, if the total left-over money is $500, 10% of that is $50. My Monthly Debt Payment Budget would then be $550.

The amount that you came up with using the steps above is both realistic and comfortable because you took into account your monthly budget.

It is also challenging because you adjusted your monthly expenses and you added 10-20% to the budget amount. Doing this will challenge you to come up with an extra income each month.

Download this FREE Debt Snowball Tracker.


#4 Have A Visual Motivator

Now that you have a concrete action plan, let’s move on to the next debt payoff tips. You will now work on achieving your short term goals.

You can either work overtime, find a second or third job or sell your stuff. Be prepared to do everything to meet your goal every month.

However, there will be times that the drive to keep working on your goals will be lower than when you first started, and you will find yourself unmotivated. And it’s ok. It happens to the best of us.

To prevent this from happening, the best thing that you can do is to keep track of all your progress.

You can do this by using a goal planner, where you can write your goals, thoughts, reasons why you want to achieve your goals and so on. This way will keep you focused and reminded on why you are working on this goal.

Another way to track your progress is to use visual progress trackers. These trackers will show you how far away are you from achieving your goal and how much you have accomplished.

A progress tracker should be.

  • Simple– A progress tracker should be easy to understand and use.
  • Interactive– A progress tracker should be designed in a way that involves your frequent participation, like shading or coloring your progress.
  • Appealing– A visually appealing progress tracker will give you more motivation to keep working on it.
  • Visible– In order to augment the purpose of the progress tracker, you should place it in an area where you see it all the time, like the fridge door or mirror.

Progress with the above characteristics will continuously motivate you and constantly remind of your progress.

#5 Celebrate Quick Wins

Now that you have set a SMART goal, the best action plan and an appealing motivator, there will be no reason for you not to achieve your goals.

To take your motivation to the next level, celebrate your quick wins. Every time you nailed one of your short term goals, do the following;

a. Acknowledge– Whenever you meet one of your goals, verbally recognize it and take time to appreciate it. Let yourself get excited. After all, you worked hard for it.

b. Communicate– Sharing your achievement to someone who cares will further your excitement.

c. Reward Yourself– Do something that you really like in order to reward yourself. It can be dinner at your favorite restaurant, a purse that you wanted for the longest time, or a spa.

By doing all these, you will train your brain to have something to look forward to, and as a result, it will increase your motivation.

Celebrating your quick wins will set you up for long term achievement and success, by making you feel good, happy and eager for more. It is a way to remind yourself that you are well on your way to your greatest achievement yet.

There you have it! These are the five best debt payoff tips that you need to achieve your financial goals. They are simple yet powerful and effective.

Everyone’s financial situation is different, but for every goal, the key to being successful with it is the same, that is COMMITMENT.

When you are committed to achieving something, everything will fall into the right place.

I hope you learned something from this post and you are now ready to jumpstart your debt payoff journey.

Don’t forget to download your FREE Debt Snowball Tracker.


What other debt payoff tips can you add?

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Best Tips On How To Pay Off Debt Fast

How To Use Debt Snowball Tracker ( To Pay Off Your Debt Quickly)

Start paying off your debt in a more efficient manner.

Thank you for downloading the free printable debt snowball tracker. Now, now it’s time to learn how to use it.

If you haven’t yet, you can download it here.

If you are a fan of the debt snowball method, here is a free debt snowball printable worksheet for you.

The debt snowball is the method of paying off debt by starting from the smallest debt to the largest debt. This method is best for those who need motivation along the way.

Studies also show that people who use the snowball method have a better tendency to stick with their goal and actually succeed.

The Debt Ditchers Snowball Worksheet is a free printable debt payoff worksheet that you can use to track your debt payoff progress using the Snowball Method.

This free printable debt snowball worksheet tracks your progress in a 12-month period. Although this snowball tracker starts with the month of January, you can still start in the month of your choosing.

free printable debt snowball worksheet


1) Pick the month you are starting your debt payoff plan.

2) On a separate sheet of paper, list all kinds of debts you have, the creditor, the amount and the minimum payment. List down everything except your mortgage.

Your list may include borrowed money from friends/family, a loan from a bank, medical debt, credit cards, and others.

3) Rank the debts from smallest to largest. Debt #1 will have the smallest debt amount and Debt #4 will have the largest amount.

4) Add up all the debt and fill in the STARTING BALANCE with the total.

5) Fill in your DEBT row starting with Debt #1 until Debt #3.

6) Fill in the MINIMUM PAYMENT with the corresponding amount of each debt.

7) Based on your monthly budget, figure out the amount you will allocate for debt payments each month. The amount should be beyond the total minimum payments. BE REALISTIC! You need to set yourself up for success.

8) Using your debt payment budget, pay the minimum of all the debts except Debt #1.

9) All the left-over money from your debt payment budget will be used to pay Debt #1.

10) Now, find a side hustle, work overtime or sell your stuff to earn extra money for Debt #1.

11) At the end of the month, add up your new balance and put the total on the ENDING BALANCE. Knowing your starting and ending balance will give you motivation as you see your progress.

12) After that, continue to work hard until you paid off Debt #1.

13) Once Debt #1 is paid off, move to Debt #2. This time, whatever amount you were paying on the Debt #1(minimum payment + extra payment), you will include it on your payment to Debt #2, thus the snowball effect.

14) Repeat the process until all debts are paid off.

15) Once you paid off all of your debts, give yourself a BIG pat on the back but do not throw away the papers. Keep it as a reminder of your hard work and as a motivation to stay away from any kind of debt.

If you want to learn more about debt payoff tips, check out 5 Best Debt Payoff Tips That You Should Know.

The debt snowball printable is an evergreen product. Therefore, you can print more copies of your debt payoff plan which will take more than 12 months. Just make sure to label the year.

Do you have more than 4 debts to track? You can check out:

Debt Ditchers Snowball Tracker for <10 Debts.

Debt Ditchers Snowball Tracker for >10 Debts.

Start snowballing your way to debt freedom with this workbook.

Pay off your debt fast

Good luck and God Bless on your Debt Free Journey!

Have you tried the Debt Snowball Tracker yet?

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Use this free printable debt payoff 
worksheet to achieve your debt payoff goals. #payoffdebt

How To Use Debt Snowball Tracker

Incredible Ways To Save Money Fast (101+ Proven Tips)

Now is the best time to start taking control of your money! Learn how to save up money fast.

You stumbled on this post because you want to learn some ways to save money fast. Well, you are in the right place.

Here are 101 ways to save money fast and achieve your savings goal. I hope you will pick up 1 or 2 and apply them in your daily life.

If you want to learn more about saving money, check out these good reads.

Looking for ways to achieve your financial goals by saving money? Here are 101 ways to save money fast.

101 Ways To Save Money Fast

1. Make a grocery list before shopping.

The first way to save money fast is to make a list before shopping. It will decrease impulse buying because you know exactly what you need.

2. Ditch the soda, drink more water.

When you buy soda, you are not only harming your health but you are also wasting money. You should drink water instead. Learn more about the benefits of water here.

3. Turn off lights when not in use.

Another way to say money fast is to turn off those lights when you are not using them. I know that when you are in a rush you forget to turn the lights off but remembering to turn it off will help your budget

Check out how Department of Energy breaks down electricity use and cost by a bulb.

But if you keep forgetting, you might want to look into investing in a motion sensor light.

4. Use a programmable thermostat.

A programmable thermostat saves you money by reducing your energy use when you least need it, like when you are at work or sleeping.

5. Plan meals around grocery stores’ flyers.

Do not throw away your grocery flyers because they can actually save you money. Take note of what is on sale and plan your meals around it.

Saving Money Tip

 If you’re looking for easy weekly meal plans, full of budget recipes, I recommend the $5 Meal Plan. $5 Meal Plan is a meal planning service that sends you a delicious meal plan and shopping list every week for just $5 a month.

You can try them for FREE!

6. Buy generic or store brands.

Generic brands are just as good as the expensive brands when it comes to breakfast, lunch items, cleaning supplies, toiletries, etc. Check out this article on products you should buy generic.

7. Carpool when you can.

Of course, this cannot be possible for everyone especially for someone like me who travels for a living. However, if you cannot carpool to work, maybe you can carpool when you go to a party, night out with friends or on a road trip.

8. Pack your lunch.

Another way to save money fast is to prep and pack your lunch. Buying lunch at work can cost $5-10. The same amount, when used for groceries can buy you 2-3 days worth of lunch or even more.

9. Buy staples in bulk.

Buying staple items in bulk tend to be less expensive. On top of that, it also saves you time and reduces waste. Check out these items that you should buy in bulk.

10. Use and stack coupons whenever possible.

If you love saving money then you must love coupons too! I usually use Ibotta for cashback and I stack it with coupons I clipped from newspapers or printed from This allows me to save even more.

Check out how it is possible to do couponing to be debt-free.

11. Insulate your attic.

The Department of Energy explains that adding insulation in your attic can lessen your heating and cooling cost by providing resistance to heat flow.

12. Don’t turn on the heat/air conditioning until you just can’t take it anymore.

In this saving tip, you will have to make a little sacrifice. You will have to trade a little bit of comfort in order to save money. If it is too cold for you, bundle up. If it is too hot, open the windows.

13. Use cups when brushing your teeth to save on water.

When you use your hands to rinse your mouth after as the water runs, you are actually wasting a lot of water. Use a cup instead.

14. Use white curtains/blinds to reflect heat away from your home in the summer.

According to the Department of Energy, about 30% of a home’s heating energy is lost through windows and in cooling seasons, about 76% of sunlight, that falls on standard double-pane windows enters to become heat.

15. Clean out the lint trap in your dryer.

Another way to save money fast is to take a look at your lint trap. Cleaning out the lint will make your dryer work more efficiently. Consequently, saving you money. In addition to that, it will also reduce fire hazard.

16. Install LED lights.

According to the Department of Energy, Residential LEDs use at least 75% less energy, and last 25 times longer, than incandescent lighting. Therefore, consider investing in LED lights like this one.

17. Use cold water when using the washing machine.

Using cold water when washing your clothes can actually be gentler to your clothes and to your pockets as well. GE laid out 6 reasons for cold-water wash and 3 reasons not to.

18. Line dry your clothes.

Line dry your clothes outside especially in the summer to save on energy. Or you can use a foldable drying rack.

19. Unplug appliance that is not in use

Although you turned off the power of your entertainment system and your coffee maker or disconnected your phone from the wall charger, they are still using energy while they are plugged in.

Unplugging devices that are not in use will not only save you money but will also save them from damages that can be caused by power surges. Consider investing in a power strip.

20. Air dry your dishes.

If your dishwasher is equipped with an air-dry option, you can use this. You can also crack the door open a little bit and let it air dry. By doing this, you are reducing your dishwasher’s energy use.

21. Stock up when things go on sale.

Pay attention to the grocery sale cycles to know when to stock up. Most products in the grocery store follow the 6-week sale cycle.

Do not buy only one week’s worth of groceries, instead stock up on the items that are on sale that week.

However, you must make sure these items are the ones you really need, otherwise, you will end up wasting money.

For more tips, check out how to save money on groceries and household items.

22. Cut dryer sheets in half.

You can save money by cutting a dryer sheet into two. Half of a dryer sheet will work as well as a whole.

23. Add water to hand or dish soap to make them last longer.

Liquid soaps are made so concentrated that even a little amount, when mixed with water, will still work. I usually do 1:3 ratio, one part soap, and 3 parts water.

24. Use a water filter instead of buying bottled water.

Most bottled water actually came from filtered tap water. Therefore, you are actually paying for tap when you buy bottled water. use a water filter instead.

You are not only helping save the planet, but you are also protecting yourself from the negative effects of phthalates and BPA. And most importantly, you are saving money.

25. Buy produce in season.

One way to save money fast is to buy produce in season. Produce which are in season are so much cheaper.

Aside from that, you will be pretty sure that the fruits and vegetables you are buying are fresh. I usually plan our weekly meals around produce that is in season.

26. Walk whenever possible.

If your destination is within walking distance, walk it. You will not only save on gas, but you will also get the exercise. Learn more about the benefits of walking.

27. Combine errands.

Our weekends are usually packed with errands that can be done on the weekend. But if I have an errand that can only be done on the weekday, I try to squeeze some other errands in there too.

For example, if I have a doctor’s appointment that day, I will also plan to stop by the grocery store or the library. In this way, it will save me time and gas money.

28. Use Netflix to watch movies.

Watching a movie in the movie theatre will cost you $10-$15. That is already a month’s subscription with Netflix. And you get to watch unlimited movies too.

29. Eat out less. Eat in more.

When we first started budgeting, we realized that we’re actually spending half of our monthly income in restaurants.

Cutting down on eating out tremendously changed our budget. Suddenly there was more money going to debt payment and savings.

30. Shop at thrift stores.

You will be surprised by how many good items you will find at thrift stores. Whenever you need to buy something, check out the thrift store first, you will be able to save more that way.

31. Reuse tissue paper and wrapping paper.

According to Sundale Research, Americans spend more than $7 billion on wrapping paper each year. That is a lot! Next time you get a gift, save the tissue paper, the wrapper and the paper bag.

32. Use rechargeable batteries.

Instead of buying batteries, invest in rechargeable batteries and a battery charger.

33. Never go grocery shopping when you are hungry.

I don’t know about you but whenever my husband and I go grocery shopping before meals, we end up buying more items than we planned to.

34. Quit smoking.

A pack of cigarettes costs more than $10 a pack, not including taxes. It can quickly add up. According to the Centers for Disease Control and Prevention, about 249 billion cigarettes were sold in the United States in 2017.

35. Get rid of cable.

As you may already know, cable is not cheap. Evaluate if you really need cable because there are always cheaper alternatives out there, like Netflix, Amazon, Hulu, etc.

36. Have friends over instead of going out.

Change it up a little bit, instead of going out to eat with friends, invite them over instead. Host a game night and do a potluck. All of you will be saving money as well as having fun.

37. Cancel unused membership.

Go over those paid subscriptions or membership that you have and check if they are still worth having. If not, cancel it and save your membership fees.

38. Call credit card company to negotiate your interest rate.

If you do not ask, you will never know if it is possible or not. Calling the credit card company can give you a chance to save on interests.

39. Bathe your own pet.

When I take my dog, Dustin to the groomer, I always walk out $70 poorer. By grooming him myself, I’m not only saving money but I am also bonding with him.

40. Start a budget.

The only way to save money is to start a budget. When you have a budget, you have an idea of how much money is coming in and going out. Learn how to start a budget with this step by step guide.

41. Do your own manicure and pedicure.

Manicure and pedicure DIY can be hard especially for those who are not used to it. I know because I was having a hard time at first too.

But with practice, I got better. I am able to change nail colors whenever I want too. Here are some tips on DIY manicure and pedicure from BHG.

42. Learn how to sew and repair your own clothes.

Sewing your own clothes will make them last longer. And if you step up your sewing skills, you can even save money from tailoring fees since you can hem your own dresses and pants.

43. Shop at the Dollar Tree Store

One of my favorite ways to save money fast is to shop at the Dollar Tree Store. You will be surprised how much you can actually buy from the Dollar Store for less.

I can buy greeting cards, paper plates, plastic cups, paper bags and poop bags for Dustin for just a dollar.

44. Sell what you no longer use.

My rule of thumb is that if I have not bothered with an item for two years, chances are I am not going to ever use it. I will then list it online or donate it.

45. Go and borrow stuff from the library.

The library is my go-to place for books. But you can also borrow mobile hotspots, power tools, musical instruments, and many more.

46. Work out at the park district instead of a gym.

Park district membership is so much cheaper than that of a gym, and you get almost the same types of equipment. Before we switched to the park district gym, we were paying a monthly fee which is almost the same as our annual fee at the park district.

47. Shop garage sales.

Garage sales are awesome. It’s like that of a thrift store but cheaper and you can even negotiate.

48. Buy a used car.

According to Carfax, data shows that cars can lose more than 10 percent of their value during the first month after you drive off the lot. A used car can get you from point A to point B, without the high sticker price.

49. Automate your savings.

Automating your savings will save you from the temptation of spending them. It will be directly deducted from your paycheck so you would not even feel it was there in the first place.

50. Save your coins.

Pennies and dimes will add up and you can trade them into bills. Have a jar where you can keep all those loose changes that can accumulate in your purses and pockets.

Here are 101 ways to save money fast so you can achieve your money goals faster.

51. Automate your bills.

We are all busy and sometimes some bills will be forgotten. Therefore, automating your bills will avoid those hefty late payment fees.

52. Shop by unit price, not by the total cost.

The total cost can be deceiving at times. So, get the unit price instead. You can do this by dividing the total cost by the number of units in a pack.

53. Refinance your mortgage.

This can be different for every individual. Refinancing can work for some but not for everyone. According to Investopedia, many lenders say 1% savings is enough of an incentive to refinance.

54. Keep your water temperature to 120 degrees.

Lowering your temperature by a tad can save you so much on your energy bill. According to the Department of Energy, for every 10ºF reduction in temperature, you can save from 3%–to 5% on your water heating costs.

55. Use the cashback app when you shop online.

If you are not using a cashback app when shopping, you are missing out on savings. I use Rakuten a lot for my online shopping needs. Check out How I save over $520 with Ebates.

56. Get rid of home telephone

If you have a cellphone, you do not need a home telephone unless you use it for business.

57. Cancel gym membership

You can save money by using the gym at the park district instead.

58. Buy energy-efficient appliance

Energy-efficient appliances can be costly however they will turn out to be cheaper if you consider them for the long term.

According to Energy Star, if you properly recycle your old refrigerator and replace it with a new ENERGY STAR certified refrigerator, you can save more than $270 over the next 5 years.

59. Drink less alcohol.

Or not drink at all. Alcohol is not good for you and it can wreak havoc on your health and in your pocket as well.

60. Use a grocery couponing app.

The same with online shopping, if you are not using any couponing app, you are also missing out on savings. I use Ibotta a lot for my coupons. Check out How I saved over $1K by using Ibotta.

61. Stick with the 24-hour rule.

When you see something, and you badly want to buy it. Don’t buy just yet. Give it 24 hours, then you decide if you still want to buy it. Most of the time, you will not end up buying it because you didn’t really need it.

62. Save ahead for the holidays.

Christmas is a big thing, and it happens to be at the end of the year. Create a Christmas fund early in the year, and you won’t break your budget during Christmas time.

63. Keep tires properly inflated.

Get a better mileage by keeping your tires properly inflated. According to Fuel Economy, under-inflated tires can lower gas mileage by about 0.2% for every 1 psi drop in the average pressure of all tires.

64. Try home remedies.

Home remedies are less expensive than the products you buy from the store. They can be even cleaner and more effective.

65. Fix leaky faucets.

A constant dripping from your faucet can add up to liters to gallons of water wasted. Therefore increasing your water bill.

66. Invest in a low-flow toilet

One way of reducing your water consumption is to invest in a low-flow toilet. Low-flow toilets use less water than regular toilet bowls.

67. Install storm windows.

Another way of saving money on your energy bills is to install storm windows.

According to the US Department of Energy, Low-E exterior or interior storm windows can save you 12%–33% on heating and cooling costs, depending on the type of window already installed in the home.

68. Install a low-flow showerhead.

A low flow showerhead can reduce your water consumption as well., thereby saving you money.

69. Address air leaks.

Air leaks are like money flying out of your windows or doors. When you have leaks, your heating or cooling system will work harder to maintain the temperature in your home.

70. Shop around for gas.

Gas prices are not always the same in every gas station. I use the free app GasBuddy to shop around for gas. The app will show me the gas station close to my location that has the lowest price.

Here are more tips on how to save on gas.

71. Get a slow cooker.

A slow cooker can save time, especially when you have a busy schedule. I usually prepare and start cooking in the morning then it will be ready for dinner.

72. Sign up for loyalty cards.

If there are stores that you regularly go to, sign up for their loyalty cards. Most stores have discounts for their loyal customers.

73. Use cashback rewards cards.

There are a lot of credit cards out there that are offering cashback for purchases. Some of the common ones and the ones I use are Chase Freedom and Discover. They have quarterly categories in which you can earn 5% cashback on your purchases.

74. Pay premiums annually instead of monthly if you can.

You will get a discount when you pay annual premiums. I usually set up a sinking for premium so that when the renewal time comes, I can pay the annual amount.

75. Always check receipts for any errors or overcharges.

Cashiers are also humans, so they can commit mistakes. Check your receipts before heading out the door.

76. Pay off credit cards on time and in full.

If you carry and use credit cards, be responsible enough to pay the balance in full every month, otherwise, you are defeating your purpose of saving.

77. Learn to say NO.

Say NO to weekly dining out, cellphone upgrade, cable, etc will save you a lot of money.

78. Use Airbnb when you travel.

Airbnb is a money saver. When I flew my family to Israel, I booked an Airbnb for the very first time. I’m glad I did, I only paid a quarter of what I could have paid booking a hotel.

79. Rent out your unused room.

A spare room can bring in more cash for you. Rent it out or sign up for Airbnb.

80. Empty the trunk of your car.

The lighter your car is, the lesser the effort of the car. Therefore, giving you more gas mileage.

81. Keep your money in a high-yield savings account.

There are a lot of high yield savings out there, but I use CITbank and Barclay. Both offer an APY that is higher than a regular bank.

82. Refinance your student loans.

Refinancing may lower the interest rate so that you may pay off your student loans sooner.

83. Use a travel mug and bring your own coffee.

Bringing your own coffee will easily prevent you from going to Starbucks. Use a well-insulated travel mug to keep your coffee hot.

84. Buy second-hand clothes.

House clothes do not need to be fancy and new. Therefore, you can wear second-hand clothes at home. Save your fancy and new ones for going out.

85. Change air filters.

Changing your air filters regularly will enable your HVAC to work efficiently. According to the US Department of Energy, replacing a dirty, clogged filter with a clean one can lower your air conditioner’s energy consumption by 5% to 15%.

86. Always do full loads of washing.

If you do not have enough laundry this week, wait another week. You will save on water, laundry supplies, and on energy.

87. Dye your hair at home.

Coloring your own hair will save you a lot of money and it is easy to do. All coloring kit comes with simple instructions. If you are looking to save $1000 in a month, check this post.

88. Toss paper towels.

Save money fast by tossing those paper towels. Opt for cloth towels instead. You are not only reducing waste but you are also saving money.

89. Follow your car’s maintenance schedule.

Maintaining your car will make it last longer. You will be able to accumulate enough funds for a new car by the time it gives up on you.

90. Bike to work if you can.

If your workplace is within a reasonable distance, you can save gas by just biking to work instead of driving. You can get your exercise in that way too.

91. Give a homemade gift.

Save money fast by making a homemade gift. A homemade gift is not only less expensive but also more thoughtful.

92. Do a price match when shopping.

Prices are never the same in stores. An item may be on sale in one place, but it’s not in the other place. Price matching is the way to go when trying to get the most out of your buck.

You can use a free mobile app like ShopSavvy to do this. You just scan the barcode of the product and it will show you all the prices from different stores.

If you find a lower price, you can show that to the cashier, and they will match the price.

93. Check out free local events.

Entertain your family with free local events. Subscribe to your town’s newsletter, or you can download a mobile app like Do stuff or Eventbrite.

94. Cut your own hair.

Save money fast by cutting your own hair. If you are not picky that you only maintain a simple haircut, you can learn how to do it. I was able to learn how to trim my own bangs.

95. Switch to a more affordable cellphone plan.

We all tend to be loyal to our providers but nowadays, costs go up and loyalty does not matter anymore to some companies. Shop around, you will be surprised how much cheaper the other plans are.

96. Exercise regularly.

Dedicate a schedule to going to the gym. Go for a walk, Walk your dog daily. Morning yoga. Morning run. Anything that can make you move and get your heart pumping will be good for you in the long run.

97. DIY when you can.

One quick way to save money fast is to DIY. Nowadays, you can pretty much DIY everything, you just have to find the time to do it. Check out for some inspiration.

98. Monitor your credit.

One important step when you are trying to get your finances in order is to know your credit score. I use Credit Karma to monitor my credit. They have a free version.

Or, you can also use the credit score report from your credit card account. However, they are not as detailed as that of Credit Sesame.

99. Always find promo codes when online shopping.

Another one of my favorite ways to save money fast is to use promo codes. I shop through Rakuten to get cashback, but I also double-dip by using promo codes available. I have Honey installed on my browser.

Honey searches for promo codes that I can apply during checkout. It makes it easy, I do not have to be searching for promo codes myself.

100. Pay higher deductibles.

We pay so much premium during the year that we always end up not using it. Whether it’s your car insurance or your health insurance, you can save money fast by choosing the higher deductible.

Because you will have a lower premium, you will then save up for the deductible and keep it in a separate account.

101. Have your grocery delivered or picked up.

It will cost more doing this but if you think about how much you can save, it will be worth it. When you have your grocery delivered or picked up, you will most likely stick to your grocery list. On top of that, you will save time and will be able to do other tasks.

Final Thought On Tips To Save Up Money Fast

Spending money can be addicting, and before you know it, all of your money is gone.

These are just small things that you can incorporate into your daily lifestyle that will immensely help you in the end.

Which one of the 101 ways to make money fast is your favorite? Let me know below.

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