How To Make Money By Losing Weight In 2021

Work on losing weight and staying healthy — while making money.

“I started not caring about the money and caring more about … my weight loss”, says Katlyn P. after achieving her Healthy Wager goal of losing 40 pounds. Katlyn made $1,436.93 after betting $75 for six months, making her ROI 219.3%.

I know what you’re thinking, and yes, you can actually make money by losing weight. I call it a profitable weight loss. Healthy Wage made it possible.

If you want to learn more ways on how to make money on the side, check out 32 Legitimate Ways to Make Money At Home.

Make Money By Losing Weight With Healthy Wage

Healthy Wage is a wellness company that aims to help people lose weight and get in shape. It allows you to make money while making yourself in good shape and healthy.

One of the most popular products of Healthy Wage is the Healthy Wager. This is the product that Katlyn participated in.

The concept behind the Healthy Wager is to bet on your own weight loss. When you achieve your goal then you win cash prizes on top of your bet money. Participants in this program can earn up to $10,000.

Another popular product of Healthy Wage is the Team Challenge, wherein participants form a group of five and compete for the $10,000 prize.

If you are not into weight loss but still want to stay in shape, you can join the Step Challenge. In the step challenge, you will put in your bet, work on meeting your step goal and win your share of the pot.

Why Should You Join HealthyWage

  • You will more likely to succeed with the financial incentive as motivation.
  • You will have an established timeline to achieve your goal.
  • You can customize your prize.
  • You’re not only working on making money but also working on a healthier life.

They Lost The Weight and Made Money

One of my favorite success stories comes from Kristin W. of Indianapolis, IN. Kristin shared that at 278.8 lbs, living was no fun because she was having a hard time keeping up with her nieces.

With her weight, she was not able to play with her nieces the way she wanted to. She even avoided pictures as much as she can and made sure she is at the back during photo shoot.

Everything changed when she joined Healthy Wager. She ended the challenge 114.5 pounds lighter and pocket $4000 in a period of 12 months!

“My HealthyWage bet was great motivation!!”

Now, Kristin is able to able to play with her nieces as much as she wants and she is even training for the half marathon. Way to go Kristin!

My second favorite success story comes from Brian Y. of Maple Valley, WA. Brian shared that the hardest part for him before the challenge was going up and down the stairs.

“Now, I take the stairs all the time (instead of going up the elevator)…”

Brian ended the challenge by losing 120 pounds in 12 months. He was able to win $1,975!

The third success story that I like comes from Danielle S. of Bonne Terre, MO. Danielle’s weight loss journey started when she started her research on how to get paid losing weight.

That’s when she stumbled into the Healthy Wage website and went all in. Danielle thought that by making a wager, she will stay motivated because she does not want to lose money.

She was right; Danielle stayed motivated and focused on her goal. After nine months, Danielle was able to lose 138 pounds! She was also able to win $1,323! She also shared that one of the reasons why she stayed motivated was her son.

“My son was one when I started, and I just decided I wanted to be as healthy as I can be so I can be around to raise him!”

Those are just some of the many inspiring success stories of how to make money for losing weight. Enough proof that you can lose weight when you are motivated enough.

You can win like Kristin, Brian, and Danielle when you sign up for a Healthy Wager.

The only investment that you need to make in these programs is your “bet”, although the Team Challenge requires participants to pay $75 to join the challenge.

However, this program is a win-win situation. You will make money and you will also lose weight and get in shape.

So if you want to get in on the “dieting for dollars” craze and up your potential for weight loss success? Bet on yourself and start your HealthyWager today. Make money while losing weight, simple as that!

How To Make Money By Losing Weight

  1. Use the Prize calculator.
  2. Sign up and make your bet.
  3. Video record your weigh-in.
  4. Lose weight.
  5. Video record your final weigh-in.
  6. Meet your goal and win the prize.
  7. If you do not hit your goal, Healthy Wage gets to keep your money, so you better hit your goal!


Does HealthyWage really pay out?

Yes, HealthyWage will pay you out. They maintain a reputation as evidenced by their success stories. And it only takes them 2-5 days.

What is the catch with HealthyWage?

I can’t blame you for wondering if there is a catch, everything nowadays has a catch. However, with HealthyWage, there is no catch. You just have to work hard on achieving your goal in the time frame that you chose.

Can You Cheat HealthyWage?

If you are already thinking about how to cheat with HealthyWage, this platform is not for you. HealthyWage has a strict verification process, including a video verification process that requires you to verify your identity and weight. You will need to be verified at the beginning and the end of the challenge.

There you have it! That’s how you make money losing weight.

Now, what are you going to do with your prize? Maybe save up for an emergency fund? Or pay off debt? No matter what you use it for, make it worth it.

Are you ready to make money by losing weight? Let’s check out how much you can make.

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How To Make Money By Losing Weight

11 Best Debt Eraser Tips

Get rid of your debt with these debt eraser tips

I think you will agree with me when I say when you are in debt, all you wanted to do is erase debt.

Debt can cause a lot of troubles. First, it costs a lot of money because of their unbelievable interest rates. It can also prevent you from enjoying your income because you will use your income to make payment for the debt.

Also, debt causes stress, which can compromise your health and even your marriage. It also affects your credit score and can eventually keep you from owning a home.

Debt, indeed, is an awful thing. Therefore, you should do everything you can to erase debt and stay away from it.

So in this post, you will learn the 11 things you can do to erase debt.

11 Best Debt Eraser Tips

#1 Stop Adding to Your debt

The first and most important thing you can do to erase debt is to stop borrowing money.  If you are so determined to succeed in this goal, then you have to stop adding to it. You can start by using cash instead of your card when making purchases.

Using the cash envelope system will help you avoid using your card when transacting a purchase.

Use these cash envelope templates to inspire you to stick with your budget.

#2 Start Creating A Budget

Another way to erase debt is to start tracking where your money is coming from, and where is it going by creating a budget. By knowing how much money is actually coming in will make you more careful about how much you are spending.

Most often than not, we get into debt because we are spending more than we make. By having a budget, you will have more control over your money.

You will start your monthly budget by listing down all of your total household income. The total will include earnings from your full-time job and other side hustles.

After that, you will list down all the expenses that you incur every month. You will need to figure out your expenses in the last 30 days.

In order to do this, you will have to print out bank statements, credit card statements, and PayPal statements if you use one.

You can learn more about how to set up a budget by checking out Best Guide to A Monthly Budget for Beginners.

#3 Set A Budget for Monthly Debt Payment

Once you have a monthly budget, you can now calculate how much money can go to your monthly debt payment.

You can determine your monthly debt payment by first listing down all your debts and their corresponding minimum payments. After that, you will add all the minimum payments. The result will be the amount that you have to at least come up with every month.

#4 Choose the Best Strategy to Pay Off Your Debt

There are a lot of strategies to pay off debt out there, but I would recommend using the Debt Snowball method.

The Debt Snowball method is used when you have multiple debts and this method involves paying off the debts from the lowest balance to the highest balance, regardless of interest.

The concept behind this method is to continuously motivate you to stay on track on your debt payoff journey by giving you quick wins along the way.

To use this method, you start by listing down all your debts and their minimum payments. Then rank them from the lowest balance to the highest balance.

You will then begin paying as much as you can on the debt with the lowest balance while paying the minimums on the other debts.

Once the first debt is paid off, move to the second and so on. Learn more on how to use the debt snowball method by checking out Dave Ramsey’s Debt Snowball Simplified.

#5 Consider Balance Transfers

You will only use this method if you have a really great offer like 0% APR,  3% or less transfer fee and no annual fee. Because balance transfers are not free, you have to make sure the fee you will pay is worth it.

The key here is to make sure that the total fee you will pay doing the balance transfer is less than what you will pay on interest if you are not doing a balance transfer.

If you want to learn more about how to use a balance transfer, check out Best Strategies to Pay Off 10K Credit Card Debt.

#6 Negotiate Credit Card Interest Rate

If you do not have a good balance transfer offer, consider picking up the phone and calling the credit card company to negotiate for a lower interest rate.

If you have been a good customer, leverage on that, start off by telling them about your loyalty, on time payment and how you like using their card. It never hurt to ask, and besides, if you do not ask, then you will never know if you can lower your interest rate.

#7 Consolidate All Your Debts

Consolidating all your debts in order to have only one monthly payment can lower your debt. You will be able to secure a lower interest rate, therefore, saving you money.

Debt consolidation is done by borrowing an amount, which is equal to your total debt, from a bank with a lower interest rate. You will then use that money to pay off all your debts.

When all debts are paid, start making as many payments as you can on your new loan. Remember, you are still in debt, therefore pay it off as soon as you can. Also, consider a debt consolidation offer that does not penalize you if you pay off the debt earlier.

#8 Work on Reducing Your Expenses

Ideally, after making your monthly budget, you will have extra money, which you can use for debt payment. However, what if you end up with zero or negative?

You will then go back to your expenses and check which areas you can cut back. Most common areas to cut back on are restaurants, subscriptions, cable, phone bills, and internet.

You can use Trim to lower your bills on cable, phone or internet. Or better yet cancel your cable and just get Hulu.

Food is a basic need but it does not mean, you can splurge every time. You can start cutting back on your dining out, start meal planning or lower your grocery bills. Learn how to lower your monthly grocery bill by checking out 19 Incredible Ways to Lower Your Grocery Bill.

Cut back as much as you can on your expenses to come up with a decent amount to cover the total monthly minimum payment of all your debts.

Take a closer look at your expenses and eliminate all the “wants.” The more “wants” you eliminate, the more money will go into your debt payment. Think of it as a temporary sacrifice. It will be worth it in the end.

#9 Work on Increasing Your Income

If for some reason, you did everything you could to reduce your expenses and still you do not have enough to meet your monthly debt payment budget, consider increasing your income.

You can do this by working overtime, selling your stuff or doing some side hustles. Check out these side hustles that you can start now.

To expedite your debt payoff, earn as much as you can beyond the debt payment budget and put all those extra earnings into the debt payment.

#10 Use “bonus” Money Towards Debt

Throughout the year, there will be surprises, you will earn some bonus money, refunds, dividends, etc and it can be tempting to use the money to reward yourself.

However, remember that you are still in debt and there is no reason to celebrate yet. You can delay your celebration once you paid off all your debts.

Use all the surprise money for your debt payment. The more you put into your debt payment, the sooner you can celebrate.

#11 Don’t Be Afraid of Debt Counseling

If for some reason, you did everything you can but still you cannot get yourself out of debt, consider debt counseling.

Debt counselors will listen to your needs, understanding your situation and will provide you unbiased information that will help you.

It does take courage to seek debt counseling, but you should keep in mind that they are there to help you, and they had helped a lot of people like you. You are not definitely alone.

There you have it!

Final Thoughts On The Debt Eraser Tips

These strategies to erase debt can seem easy to do, but the hardest part is to stick with it. However, if you keep your eye on the ultimate goal, there is no reason you would not get there.

How about you? What are your strategies to erase debt?

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11 Best Debt Eraser Tips

Best Online Blogging Course For A Beginner Blogger

Start your profitable blog this year with the Blog by Number course.

The only blogging course you need to learn how to start a profitable blog from scratch.

I hate to admit it but I started blogging on a whim and I did not take any course or anything prior.

I pretty much bootstrapped by doing my own little research and spent a lot of time on that.

I even launched my website even though I only have one blog post. Man, I should have known better.

I spent a lot of sleepless nights setting my blog up. Not to mention, work breaks I took just to take care of my blog. I was confused with everything.

It was not until I came across Suzi Whitford’s Blog by Number e-course, that everything made sense.

As a new blogger and only testing the waters, I did not want to spend a lot. I was barely making anything in the first place. And of course, I was on a budget.

Fortunately, Suzi’s course was affordable and was within my budget. After a lot of contemplation, I finally took the plunge and enrolled.

Boy, I was glad I did. It was when I started the course that everything made more sense to me. There was a lot of, “Oh yeah, why didn’t I think of that”, “Oh that’s how it is, “Oh, that’s what it does” and so on.

Want to know the best part? I was able to earn my investment back in just a few months.

Why Am I Promoting This Online Blogging Course

I know how hard it is to start a blog when you do not have any idea on what you are doing. Been there done that.

I am not saying you cannot do it on your own. Of course, you can. But that is after long hours of research, frustrations, trials, and errors.

With a course like this, which guides you from the start, you will be on your way to creating quality contents and promoting your blog. You will be more productive.

I love the course so much because I learned a lot from it and it helped me in so many ways. So I decided to give it a review.

If it helped a new blogger like me, it would help you too. Suzi Whitford is serious in helping her students.

So here we go.

What Does This Online Blogging Course Cover

The Blog by Number course covers a lot of things and the topics are laid out exactly in the steps you need to follow to set up a blog.

  • How to start a blog

On this section, she talks about how to decide on the profitable blog niche, choosing the perfect blog name and the clear step by step guide on how to start a blog video tutorial.

  • How to create images

In this section, she will walk you through on how to make an optimized Pinterest image using FREE tools.

  • How to install plugins

In here, she will talk about the essential plugin you need to optimize your blog.

  • How to set up a theme?

In order for your blog to be beautiful and noticeable, you need a theme. Suzi will help you set up your theme using a FREE professional and clean theme.

  • How to create content?

Now that your blog is set up, it is time to create contents. Suzi shares her tips and tricks on how to create engaging contents including headlines, topics and oh she will also help you perfect your “About Me” page.

  • How to get traffic?

A blog is nothing without traffic so in this section, Suzi will teach you the many ways to bring traffic to your website.

  • How to make money?

And of course last but not the least, she will reveal her ways on how to make an income out of your blog.

What Do I Love About This Blogging Course

I could go on all day telling you what I love about this course and why I love this course but I know you do not have that kind of time so here are some of the reasons I recommend this course.

  • Actionable worksheets
  • Clear and Easy to follow step-by-step video tutorials
  • Pretty and Colorful materials
  • Useful Hacks
  • Words of encouragement
  • Google docs and spreadsheets ready to use templates
  • FREE Stock Images
  • …..Affordable
  • A lot of bonuses!

Who Should Purchase The Blog By Number Course

I think this course is for you if you are someone who wants to start a blog, someone who just started a blog and someone who has been blogging for a while but needs some brush-up.

Although it is specially designed for moms who want to start a blog, I think that it is for everyone and for all niches. It works really well with me who is not a mom yet and who is even working full-time.

Who Doesn’t Need The Blog By Number Course

I couldn’t think of anyone who cannot benefit from this course aside from someone who is not interested in blogging or someone who is an established blogger and making a ton of money already.

Final Thought

If you’ve been wanting to start a blog but you always say you don’t have the time, this course is for you. It is the only super actionable, no fluff course that will help you get your blog up at a price you can afford.

But don’t just take my word on it, go ahead and check it out yourself.

You can check out the course here.

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Start a profitable blog this year using the best online blogging course, the Blog by Number course.

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How To Stick To A Budget (Master A Budget Series)

How To Stick To A Budget

Welcome back to Day 10 of the Master A Budget Series! We are now wrapping up this series. Yesterday, I have shared Best Budgeting Practices For A Healthy Budget; today, we will take a look at tips On How To Stick To A Budget.

If you haven’t yet, download the Master A Budget Workbook to practice what you will learn from this series.

Let’s dive in.

Creating a family budget is within everyone’s reach, but creating a successful one is a whole new ball game. Here are some tips on how to stick to a budget.

How To Stick To A Budget

Constantly blowing your budget? Here are the best tips on how to stick to a budget.

1) Get Everyone on Board

The more inclusive your budget is, the more likely it is to work well for your family. Include every family member who is old enough to understand.

A budget affects everyone, and it’s a good idea to listen to input from other members of the family.

Tips On How To Get Everyone On Board

You’ve probably heard that getting everyone involved is important to the success of your family budget. But you may be wondering if that’s really necessary, or how to even do it.

Here are some ideas and tips for getting everyone on board with your family budget. 

Be Open

Sometimes parents try to hide their financial situation from their kids and/or each other.

While this may seem like “sparing” the ones you love, in actuality, it can cause undue stress on the one family member who does know how bad things are, or how things work financially. 

It’s true that you don’t want to overburden your kids with responsibilities that aren’t theirs, but including them in a frank discussion of your financial situation can go a long way toward easing your burden and garnering their willing participation.

Set Up Family Meeting

Call a family meeting to discuss finances. If you’ve never done a family meeting before, this is a good place to start.

It may not be everyone’s favorite topic, but it’s an important one.

Ultimately, your kids and spouse will be glad you included them in the discussion.

Another tip on the meeting – try to call it at a time when it doesn’t cut into other plans. This should help reduce resentment.

Be Transparent

Give them a clear picture of your finances. Explain how your family finances affect everyone in the household.

Be clear and specific, citing fees, tuition, allowances, groceries, etc. and how they all cost money.

There’s no need to beat everyone over the head with this information, so to speak; but it gets family members to think a bit about where the money comes from.

It’s easy to take things for granted.

Cut back On Areas that That Affect the Whole Family

If the budget involves cutting back, it’s probably a good idea to cut back in areas that affect the whole family rather than just one member.

Otherwise, that one person may resent what seems to be preferential treatment of the others, and you’ve lost your whole-family approach to the budget.

Looking for ways to improve your budgeting skills? Here are the best ways on how to stick to a budget.
Set Goals Together

As you work to formulate your budget, work on common goals. What would your youngest child like to see as part of the budget? She might say toys.

Your oldest child might point to electronic devices as something to include; your spouse may say a nice vacation.

Consider everyone’s wishes and come up with some realistic, common goals. Not everything is doable, of course; but finding creative ways to get everyone’s needs met is what family life is all about. 

2) Leave Room for Luxuries

Some budgets are so tight that it may seem there’s no room for any luxury. But if you get a bit creative about what constitutes a luxury, you will probably find you can in fact afford some kind of privilege or luxury.

It could be something like buying your favorite brand name item at the store instead of settling for the store brand, or maybe buying fresh fish instead of frozen once a month.

Maybe ordering a pizza or Chinese food is a luxury for your family that you can include in your budget. 

If you are budgeting with more money, your luxury could be a family vacation or a new piece of electronic equipment.

The point is to include some kind of luxury in your budget. This helps keep family members motivated and makes the budget easier to deal with. 

3) Get a Good Estimation 

To do this, it’s a good idea to take your last three months’ worth of income and create an average. When in doubt, round down so that surprises will be more likely to be on the plus side.

The same is true for expenses – include at least three months of expenses to get a true picture.

4) Be Patient

It takes a few months for a budget to sort itself out and become a habit. There will be bugs that need to be worked out.

Understanding this can help you stick with it as it needs tweaking and adjusting.

5) Use A Software or A Budgeting App

For some, using software to lay out the family budget can be very helpful. Software that is designed for the purpose may make creating the budget easier.

You can check out The best Budgeting Tools You Need For An Organized Budget for more information.

6) Celebrate Quick Wins  

My favorite tip on how to stick to a budget is celebrating quick wins. Budgeting requires hard work, so it is imperative to pat yourself on the back every time you’ve reached a part of your goal.

It can be something small like, no spend days for one week, or you were able to stick to your budget for a month, or you were able to negotiate a lower rate on your cable.

Celebrating quick wins will give you motivation by giving you something to look forward to.

7) Distinguish between Needs and Wants

This distinction is harder to make for some people than others, and it’s tougher in some family dynamics than others. What one person thinks of as a “necessity” might be looked at as a luxury by someone else.

If you’re in doubt, ask yourself, “Will my family suffer without it?”. If yes, then that item is a NEED. 

8) Keep Looking Back At Your Goals

Sticking to a budget can be hard, there will be times when you run into a temptation that is hard to resist. There will be times when you get tired of tracking your expenses.

There will be plenty of times that you will want to just give up. But if you will take the time to look back on your goals, they will give you the motivation that you need to keep going.

There you have it!

Those are some of the tips on how to stick to a budget that you can start to incorporate in your budgeting journey.

No matter what you do, keep your eyes on your goals. Your hard work now will pay off in the end.

This article wraps up the Master A Budget Series. Thank you for sticking with me to the end. I hope you got something out of this series. If you haven’t yet, sign up for my email list to get more updates on money tips.

Any other tips on how to stick to a budget? Let me know in the comments.

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How To Stick To A Budget (Master A Budget Series)

Best Budgeting Practices For A Healthy Budget (Master A Budget Series)

What Makes A Healthy Budget

Welcome back to the Master A Budget Series! We are almost at the end of the series, we are now on Day 9. Yesterday, I have shared the Basic Steps Of Budgeting; today, we will take a look at The Best Budgeting Practices For A Healthy Budget.

Let’s dive in.

Having a family budget means, for some people, whipping out the calculator at every purchase, or viewing the budget on their mobile device in the grocery store. 

For others, a family budget is just a formality and they never really glance at it. 

Between these extremes are those who sort of use their family budget with moments of obsessive adherence, or those who try but give up altogether because they go crazy trying to keep track of all the details. 

Where’s the balance? How can you maintain a healthy outlook without obsessing or ignoring your family budget?

Best Budgeting Practices For A Healthy Budget

1) Flexibility

For those who tend to err on the obsessive side, it is a good idea to remember to be flexible with your budget. Of course, flexibility does not mean ignoring your parameters.

But it does mean you can take a little from one area and cut back in another when necessary. Learn how to move your money around your categories.

2) Every Member Of The Family Is On Board

Nothing can make you frustrated with a budget like lack of family participation.

Family members might just rack up expenses without giving the budget a second thought, leaving you to tear your hair out trying to balance it and cover the expenses. 

Get your family involved, even the kids. Sit them all down and show them the numbers. Be creative and make it more fun for everyone.

If the whole family is included and on board with the budget, it can improve everyone’s outlook.

3) You Don’t Have to Keep Track of Every Penny

Some people avoid a budget because they don’t want the stress of keeping track of every cent spent. They’re right – that is stressful. But it’s not the only way.

Look into budgeting in a general way, or simply work out a list of expenses, income, and how much you have in the bank right now. 

You can also use the cash envelope system. withdraw the budgeted amount and put it in a cash envelope. Use the cash whenever you make a purchase.

At the end of the month, when the cash is gone, then you know how much you have spent in that category.

You can learn more about the cash envelope system by checking out What You Need To Know About Budgeting With The Cash Envelope System.

4) Customizable

Don’t be afraid to get creative with your budget, and customize it for your family’s needs.

Your outlook is likely to be a lot healthier if your budget is suited for your income, expenses, and personality. Your family dynamic should be taken into consideration when you form your budget. 

5) Forgiving

Everyone makes mistakes and breaks the budget now and then. Beating yourself up over a budget mess-up is not conducive to a healthy outlook, and neither is nagging and punishing family members.

If it’s a chronic “mistake,” it may need to be addressed in a civil family meeting. But to keep a healthy outlook, let the minor offenses go. 

6) Know When It’s a Real Emergency

What constitutes an “emergency” can differ between family members. Dipping into the emergency fund for non-emergency expenses can deplete the money pretty fast.

Make sure everyone knows what a real financial emergency looks like for your family. 

There you have it!

Those are the best budgeting practices for a healthy budget. If your budget has all those characteristic then there is no reason for your budget to fail.

Our budget learned the hard way but along the way, we stuck with it. We learned how to have a strict budget, but at the same time, we also learned how to prepare for change.

Do you have a healthy budget?

Now that you know the best budgeting practices, the last part of the Master A Budget Series is How To Stick To A Budget.

If you haven’t yet, download the Master A Budget Workbook to practice what you will learn from this series.

Budgeting Related Articles:

What Makes A Healthy Budget

Best Budgeting Practices For A Healthy Budget (Master A Budget Series)