Is MyPoints a legitimate way to make extra cash or is it just another app to waste your time?
MyPoints is a popular rewards website that offers its members the possibility of accumulating points to exchange them for prizes or cash. However, is MyPoints legit?
I can’t blame your skepticism because there are a lot of advertised ways to make money out there, but most of them end up to be just another scam.
So before you make your decisions, here are some of the things that you need to know about MyPoints to ensure that you will make the right decision.
WHAT IS MYPOINTS
MyPoints is a consumer-rewards platform, founded in November 1996 in Delaware. Its parent company Prodege, LLC, also owns other online consumer-rewards platforms like Inboxdollars and Swagbucks, to name a few.
HOW DOES MYPOINTS WORK
Like any other rewards platform, Mypoints rewards you with points by completing certain tasks like shopping online, sharing your opinion through surveys, watching videos, searching the web, and many more.
Once you’ve accumulated enough points, you can redeem then it through e-gift cards, cash through Paypal, or miles for travel.
WHO IS MYPOINTS FOR
MyPoints is FREE to join for everyone in the United States and Canada. If you are not in the US or Canada, you can still sign up, but you have to take note that not all prizes are available to you for redemption.
WHAT ARE THE WAYS TO EARN POINTS
One of the strengths of MyPoints from other consumer-rewards platforms is that it has multiple ways on how to earn points.
When you shop online through MyPoints, you earn points for your purchases. They have over 1,900 popular retailers, which include Macy’s, Amazon, Best Buy, Walmart, and more, so it is most likely that your favorite retailer is among them.
Score is a browser extension that provides you with alerts and available coupons when shopping online. It is available on Chrome, Firefox, and Edge. It is instrumental, so as not to miss points when shopping online.
SHOPPING LOCAL DEALS
If you like local deals, you can also earn points when shopping through Groupon and LivingSocial.
Receiving and opening emails can be rewarding with MyPoints. You can earn up to 5 points just by clicking. They are called BonusMail.
If you love sharing your opinions, you can answer market research surveys and be rewarded for your time. You might not qualify for everything, but you will still get credited for your attempts, up to 5 points.
You can earn points just by watching videos and completing video playlists. A playlist can consist of up to 40 short videos, which can take from 25 mins to more than an hour.
DISCOVERING CONTENT THROUGH nCRAVE
You earn points when you are introduced to new and relevant websites and videos through nCrave.
MyPoints has a lot of offers to choose from when you are on the market to try a new app or subscription. They offer a significant amount of points. For example, as I am writing this, there is a featured offer to earn 8,100 points when you sign up for HelloFresh.
SEARCHING THE WEB
When you do your online search through MyPoints, you’ll get the change to be rewarded with points.
There are also points of opportunity when you print and redeem manufacturer coupons. The more you print, the more points you earn. This can be useful when you are trying to save on groceries.
If Bejeweled or Solitaire is your thing, you can earn points just by playing. If not, no worries, there are also dozens of other popular games that you can choose from.
MyPoints also rewards you for referring your friends. You can earn up to 25 points for every successful signup.
WHAT ARE THE REDEMPTION OPTIONS
Once you reach the minimum redeemable points, which varies from merchant to merchant, you can choose from over 70 retailers’ e-gift card. At the time of this writing, the minimum e-gift card available is a $3 Amazon, which requires 250 points.
If you want cash for your points, you have to have at least 3,970 points to redeem $25 on your Paypal account of 1,500 points for a $10 Prepaid Visa.
If you prefer to convert your points into miles, you have to have 3,200 points to redeem 1000 miles with United.
MY PERSONAL EXPERIENCE WITH MYPOINTS
I have been a member of MyPoints for quite a while now, but I have been mostly inactive. I only use it when I am shopping online, and when they more a better offer than Rakuten or Swagbucks.
I found that the surveys are hard to qualify for. Although they credit you for those surveys, it still takes up your time. For me, it is not worth it.
Their playlists are a bit long, and it will take a lot of your time if you keep at it. So, what I usually do is play the videos on my tablet or phone and then do something else. I get more productive that way.
Completing the Daily 5 helps if you are consistent every day, but for me, I can only complete 3-4 tasks.
I signed up with MyPoints because I collect miles for my United Mileage Plus, and although it’s not much, it helps when I need to top off my miles.
I could earn more points if I commit more time in completing tasks, but at this point, I barely have spare time.
IS MYPOINTS LEGIT
So, is Mypoints legit? Yes, MyPoints is legit, and since they have been around for a long time, they must be doing something right. You can earn as many points as you can if you have the time and patience to put in.
But like any other consumer-rewards platform, they also have their weaknesses.
MyPoints is another rewards platform that can help you earn points that you can convert into a gift card, cash, or travel miles. It offers multiple ways to earn points so you can complete tasks and earn points whenever and wherever.
However, accumulating points can be time-consuming and requires a lot of patience. If you decide to try MyPoints, brace yourself for some frustrations.
So after reading this post, you should be able to create a blog on WordPress with confidence.
Benefits of WordPress For Blogging
When you use WordPress, you have access to free themes, plugins and other add-ons for specialized functionality.
WordPress comes with multiple themes that are available instantly after installation. These themes are so easy to use that you don’t need to know any codes.
The best part is that you can easily customize any theme to suit your liking.
EASY TO USE
You do not need any technical expertise to install and run a WordPress site. It comes with a dashboard that is user-friendly.
With WordPress’s high-security standard, you can be confident that your site is secure from hackers.
WORDPRESS SITES RANK HIGHER
Google loves SEO(Search Engine Optimization) and WordPress is SEO-friendly. So if you have a WordPress site, you’ll more likely to show up on search results.
What You Need To Create A Blog On WordPress
To set up your brand new site, you’ll need only TWO things: your domain and a web hosting provider.
A domain name is the name of your website. My domain name is myworthypenny.com. You can be as creative as you can be.
A domain name usually consists of two words, a descriptive word, and a noun, usually your topic.
For example, if your topic is about dogs and your descriptive word is small. You will put them together resulting in smalldogs.com. Voila! You have a website name.
A web host basically provides a space on the internet for your blog. It’s like a house where all your blog images, articles, and other data will live.
It also allows your website to be accessed from anywhere in the world.
There are a lot of web hosting services out there but I chose Siteground because of their excellent customer service, speed, and security.
To receive the cheapest price to start a blog, then choosing the “StartUp” plan is really all you need. It’s only $6.99 per month through my link (discounted from $14.99/month), which is a great price.
With this plan, you will get FREE SSL, daily backup, free email, and so much more.
An SSL lets your readers know that your site is secure, which also can help with your Google ranking.
However, if you are on a really tight budget, you can try this affordable web hosting. They’re also easy to use and has good customer service. I personally do not use them so I can’t say much.
Usually, the cost of a domain name is $10 per year and hosting is under $4 per month. However, if you sign up with this web host, you will get a FREE SSL for your domain.
Step by Step Guide On How To Start A Blog On Siteground
Go to Siteground
Gather all your selected domain name, mode of payment, pen, and paper. Then, head to Siteground.
Select Your Plan
Siteground offers three plans but I recommend doing the startup if you are just starting. This will give you a chance to get your feet wet.
When your blog starts to grow then you can upgrade to one of the other plans.
However, if you are determined to take blogging seriously, it is better to go with the GrowBig plan, you get more web space and visitor capacity.
Also, you’ll save more if you choose 36 months of hosting instead of 12 months.
This is what I should have done early on because, after a year, it was more expensive to renew.
Register Your Domain Name
You already have your domain name so you just have to put it in. The site will let you know if the domain name you chose is available or not.
If not, it will give you some suggestions.
You will then have the option to add some of the extra services to protect your site. When I first signed up, I added domain privacy and I highly recommend it.
Domain privacy protects your personal information.
The total amount due will be shown and you will be asked for your payment.
Then Voila! Your account is now successfully created.
You can now proceed to the Customer Area where you will be able to choose a username and password for accessing your Siteground dashboard and Cpanel.
Now that you have an account, it is time to download WordPress. This is where you start building your site.
Siteground will help you set it up through the website wizard. Did I mention Siteground makes installing WordPress easy?
WordPress will be installed and configured for you and then you will be given the login details.
Once logged in, choose a username and password for your blog. Make sure your login details are hard to guess.
Install Your SSL
Finally, before you continue building your blog, it’s time to install the secure https. This will help tell Google and your audience that your site is secure.
Having an SSL certificate for your site will help your SEO because Google prefers sites that have SSL enabled over websites that don’t.
It also builds trust with your audience, because a site that doesn’t have an SSL certificate will get a warning that it’s not secure.
From your Cpanel, scroll down to where it says, “Let’s Encrypt”.
Click the button. Make sure you the right domain name is selected, then choose “Let’s Encrypt SSL”. Click “Install” and then you’re done.
You now have now completed setting up your WordPress site.
Creating a website does not have to be overwhelming, you just have to have the right tools.
It is true that Siteground is a bit pricier that other hosting out there, but you get what you pay for.
I have been with them for over two years now and I haven’t had any issues that were not addressed quickly. They have great customer service agents, who are always quick to help.
Now that you know how to set up your website, you can now sign up for web hosting with Siteground for just less than $7/month. Remember, you get a FREE SSL when you sign up.
It is always important to make a list before you go shopping. It curbs the impulse to buy unnecessary items.
2)PICK A STORE
I usually start by picking a store, and if the store that I’m going to is on the Drop App’s list, then I make sure that I use the linked credit/debit card when purchasing. Usually, it can be Walmart or Target.
3)ADD TO LIST
I would then open up the Ibotta app, choose the store and then search if there are offers for the products on my grocery list. If not, I will go for other alternatives(but I make sure it’s not over my budget)that they have. I will do the same thing on the Checkout 51 App.
4)WALK IN THE STORE
Before I walk into the store, I will open my Shopkick app to get credit for walking in.
I will continue using my Shopkick app to scan products. If I have more time, I will scan other offers, even though I will not buy them.
After getting all the stuff on my list. It’s time for checkout. I make sure that I use the card that’s linked to the Drop App so that I won’t miss out on the points.
Now the fun part begins. I will start scanning my receipt on Ibotta and Checkout 51 to get cashback.
And then, I will scan the same receipt on the Shopkick app if I bought some of their offered products.
And with the same receipt, I will scan it to ReceiptPal app and then the Fetch Rewards.
Then, I’ll watch the points and, cashback adds up.
Last Thing You Need To Know About These Money-Saving Apps
To make these apps work for you, you need to be consistent. And only buy what you need, not just because they are part of the offers.
If you are like me, who is forgetful at times, try to make it a habit to scan your receipts before you drive home.
While there are many ways to make money, there are also many ways to save money. These apps may not save you a lot of money, but it can save you some that can add up over time.
Which app for saving money on groceries have you used?
Welcome to my first blog birthday! I’m so excited to share with you how my young blog grew in a year’s time.
But not that HUGE growth though.
Yep, sorry to disappoint but I am not one of those I-made-six-figures-in-my-first-year-of-blogging or the I-quit-my-job-in-my-first-year-of-blogging blogs. However, I wish I am one of those though.
So if you are expecting a successful income report, you can exit this page now.
But if you want to learn what helped my blog and what didn’t, read on.
It felt like it was just yesterday when I bit the bullet and started a blog.
We had just started our personal finance journey back then and I had thought blogging was the perfect way to document our journey.
And I’m so glad I did because it made me accountable and at the same time I was also able to help others.
I honestly did not think I can last this long and make it this far. Even more so, because I am not a writer. In fact, English is not even my first language.
On top of that, I have a full-time job in the healthcare industry which requires a lot of my attention. Most of the time, I even have to bring home work-stuff.
But surprisingly, blogging is actually fun.
I was able to muster all the courage to put my thoughts out there and be okay to be scrutinized.
It pushed me out of my comfort zone and gave me an outlet to open up to the world.
I would never say it’s easy but it’s actually rewarding when people send me thank-yous for helping them through the articles I wrote.
In my day job, I also help sick people and it’s very rewarding to see them get better.
The same thing with blogging, it gives me a sense of purpose when I know I am helping people.
Why Am I Sharing My Income Report
Anyways, sharing my first blog birthday stats is actually quite embarrassing because it’s not quite a significant success. At least not yet.
However, I will still wear my thick skin and share it anyway because as I’ve mentioned in my very first blog income report, there are three reasons why I am sharing my income report.
I want to document my blogging journey. By posting my stats, I will have something to look back on with regard to the goals, strategies that I did and basically where I started.
I want to instill trust and gives inspiration. Not all blogs are created equal. Some will make it big in a short time and some with make it at a slower pace. By sharing my stats, I hope to inspire new bloggers out there and not to give up.
I want to motivate myself. Looking back at my stats motivates me to keep going and holds me accountable. It inspires me to keep creating content and learning new strategies.
And because of these reasons, I will continue to share my blog income report with you guys.
So let’s dive into my blog birthday stats and income report.
First Blog Birthday Stats
I don’t have that great of a traffic but for me it is still traffic, meaning some people are going to my site and reading my posts.
I am happy to see that some of my SEO work earlier in the blog journey is starting to pay off.
I would like to see steady growth in this aspect therefore I need to work more on my SEO strategies.
SOCIAL MEDIA STATS
Although I have accounts on other platforms like Instagram and Mix, I wanted to focus more on a few first. So far, Facebook, Twitter, and Pinterest are the ones working for me.
First Blog Birthday Income Report
I am not gonna lie, although I did not make big bucks, I was still able to make some money.
For my first year of blogging, I was able to make $1,114.30!
Here is a breakdown of my monthly income in the past 12 months.
Ultimate Bundles are so popular because they have amazing bundles year-round.
I was able to snag the Genius Blogger’s Toolkit at an amazing price. Because it’s jampacked with awesome courses, I am still working on them until now.
So in my first year of blogging, my profit is a whopping -$630.
Does that mean I failed?
I don’t think so. Struggling maybe.
However, I might not have the perfect number to show it but my first year of blogging taught me a lot and made me a better blogger.
Things I Did On My First Year Of Blogging
I Published 88 Posts(including this post). My goal was to write and publish 100 posts in my first year of blogging but life got in the way so I was only able to publish 88.
I Walked Away From My Blog.If you read my 8th month of blogging report, I mentioned there that blogging burnout is real. I was ready to throw in the towel and sell my blog.
But I decided to walk away first and then when I’m ready to come back then I will make the final decision.
The break helped me regroup and reevaluate my goals. So when I returned to my blog, I was ready to pick up where I left off.
I Invested In Courses. It is possible to blog without investing in any courses because there are a lot of free resources out there.
However, it can take a lot of your precious time, which you can use to create amazing content instead.
I Invested in Automation Tools. Again, you do not have to pay for automation tools if you have a lot of time on your hand.
I have a full-time job so I have a limited time for blogging. By investing in Smarterqueue and Tailwind, I was able to free up my time and focus more on writing.
Things I Learned From My First Year Of Blogging
BLOGGING TAKES TIME. It took me a year to see some significant progress in my blog. I cannot wait for what year two will bring.
If you are thinking of starting a blog, the best time is now. If you don’t, you’ll be wishing you did a year from now.
YOU CANNOT LEARN EVERYTHING. There is so much into blogging that you cannot learn everything even if you are a seasoned blogger.
Change is a constant in this industry. What you learned today might not be applicable tomorrow.
NETWORKING IS IMPORTANT. Although blogging is perfect for the introvert, it still does not mean that you should be on your own.
The best way to learn and grow is to network with other bloggers. You can help each other out.
STOP CHASING AFTER EVERY SHINY OBJECT.I am 100% guilty of this. If you are unfamiliar with the term, “Shiny Object Syndrome”, it is the tendency to try everything that is new instead of focusing on the task at hand.
My Goals For Second Blog Birthday
HAVE A DEDICATED TIME FOR BLOGGING. My schedule for blogging for the past year has been all over the place. This year, I will aim to blog for two hours per day.
AIM FOR 192 PUBLISHED POSTS. Last year, my posting schedule was also all over the place. Sometimes I publish a post twice a week, then once a week and then three times a week.
This year, I am aiming to publish twice a week consistently for a total of 192 published posts on my blog’s second birthday.
LEARN MORE SEO. In case you don’t know what SEO means, it is short for Search Engine Optimization.
In a nutshell, it is the process of optimizing your website for organic traffic. I am still on a hunt for the best SEO course out there.
Learn how to live a frugal lifestyle from those who are living it.
I think you will agree with me when I say that there’s a lot of wisdom–money wisdom to be exact on the internet and they can be overwhelming. That’s if you do not know where to look.
But if you have been looking for no-BS extreme frugality tips that you can include in your life, then look no further.
There are plenty of people who have practiced frugality and had success with it. So, I thought it would be useful to learn from them.
Therefore, I reached out to a few reliable frugal experts and asked for their top 3 extreme frugality tips, of which they willingly contributed.
Extreme Frugality Tips From Experts
Here’s what they shared, in no particular order:
My top 3 tips for someone who needs to save money right now would be:
1. Turn your heating off and layer up. If you need to wrap up in blankets on the sofa then do it. If (when!) you get cold sitting down, get up and move about to warm up.
2. Buy your groceries from the clearance & reduced section only. Aim for a minimum price of 50% off. You might have some weird food combinations but hey, you’ve saved money and it’s only for a short while.
3. Walk everywhere that is less than 3 miles away. It takes more time than driving but you will save on gas/petrol.
1. Downsize your home as much as possible – Most of us live in homes that are far too large for what we truly need. We pay for those homes. I did this myself in 2016 and blogged about living in a hotel with a child after.
2. Change how you cook and eat to include more fresh foods, foods you’ve caught/hunted yourself and foods you’ve grown yourself. Fast foods and convenience foods are no only making us fat but they’re making us broke as well.
3. Barter – Barter, and trade are both lost skills but done correctly they can save huge depending on what the trade is for.
You can read more tips from Six Dollar Family Tips here.
Here are my top 3 extreme frugality tips:
1. Don’t waste. When do you get the worst gas mileage? When your car is idling. It’s the same with groceries. No matter how good you are at shopping frugally, throwing food out is literally throwing away money. Leaving lights on or neglecting to insulate your home properly wastes electricity. Whether groceries or utilities or clothing, don’t buy more than you need and don’t let what you buy go to waste.
2. Don’t spend impulsively. Take time to think your purchases through, even the small ones. Your $5 daily coffee purchase adds up to $1825 per year. Do you really need a new pair of shoes? Think about what all of those nickels and dimes could do if invested.
3. Never pay interest. Why would you pay someone for the privilege of using their money? It might take a little more time to save up for the things you want, rather than purchasing them on credit, but it will save you boatloads of money in the long run.
All of these things take discipline, but learning to discipline our spending will carry over into other aspects of our lives and benefit us in unimaginable ways.
Here are my favorite extreme frugality tips that don’t go too far, but still provide good savings:
1. Take cold showers – Taking cold showers not only eliminates the cost of heating water, but it also has numerous other benefits. For example, since taking cold showers consistently for about two years now, I’ve noticed increased willpower, a better ability to handle stress, and I also get sick far less often.
2. Don’t wash your clothes as often – This one could be taken to very extreme levels, but I’m not recommending that. All I’m saying is, we often wash clothes that aren’t actually dirty. This not only costs us money in the laundry room, but it also causes our clothes to degrade more quickly. The solution? For clothes other than underwear, if they don’t look dirty, give them a smell test before tossing them in the hamper. You may find they can go another day without being washed!
3. Cut your own hair – This is one that is most likely going to easier for guys, but I’ve seen girls do it too. There are tons of tutorials on the internet showing how it’s done, and if you’re feeling brave, it could save you a good chunk of cash. And hey, hair grows back anyway, right?
If you love these tips, head over to Swift Salary for more great tips.
I’d love to share some of my favorite tips for extreme frugality. 🙂
1. Always look for coupons and deals (but don’t let it take over your life to save $0.10) – Wouldn’t you rather go to a restaurant knowing you have a $10 off coupon than go to one just like it without one?
2. Always plan ahead – The decisions from today impact how you use your money tomorrow. If your impulse to buy everything from Target today, that means that you will have less money to put toward your financial goals tomorrow.
3. Always look to buy something used before buying new – Shopping thrift stores, or even buying used cars or refurbished laptops and phones can save a lot of money.
1. I’m a drinker but I don’t really drink at home. So if we go out to eat, I always scope out happy hour specials before we go out to see where I can get the most bang for my buck.
2. We use Trim for lowering our internet and cell phone bills. They negotiate the rates for us and automatically do it at the beginning of each year so we don’t have to lift a finger and get savings on our wifi and cell phones.
3. If it’s a beautiful day out, we love to hike. It’s free and a form of meditation for us. We also love going to free festivals and free museums (which if you live in st. Louis, a lot of museums are free but if not, go to your local library because they often will have museum passes that you can get for free).
1. Get a roommate or rent out a room in your house. Housing is most people’s largest expense. Try to reduce it or turn it into a source of revenue.
2. Ride a bike instead of driving. Transportation is another huge expense for people. Switching to a bike will help you eliminate car payments, avoid rising fuel costs, and reduce wear and tear on any vehicle you already own.
3. Cut your own hair. It may not seem like much but the average haircut several years ago was between $35-45. Depending on how many haircuts you’re getting that could be upwards of $500 a year!
1. Wear dirty clothes. Don’t worry, we’re not dumpster diving for clothes. But if you wear a pair of jeans for the day, and nothing too terrible has happened to them, hang them back up and wear them again later in the week. You can do this with shirts and pajamas as well. It definitely cuts back on the number of times you do laundry each week
2. Pick up loose change. A penny picked up from a dirty parking lot is a penny earned.
3. Shower at your gym. If you are a frequent gym-goer, then make sure you are getting your money’s worth and use the facilities. This can not only help your skin out by washing away the sweat but can also save you by avoiding adding to your water bill.