Personal Finance Made Easy For Millennial Women
It’s great to look nice but wouldn’t you rather have that $200 or $300 working for you instead of against you? Next time you’re tempted to pull out that credit card think about the extra money you could have if you invested it rather than paying it back with interest every month.
I’ll make a confession, I love cookbooks. I read them like novels. In fact, I have to stop myself from buying them. Once I had so many that my bookshelves were starting to bend. I’ve since donated many but there are three that I’ll never give away.
If you’re watching your food budget and who isn’t? These are three books every kitchen needs. What I like about all of them is the fact that they prove that cooking doesn’t have to be hard or an extra challenge just because you’re watching your pennies. Plus, low-cost meals can be delicious too.
(Full disclosure I’m including links to purchase the following books and as an Amazon Associate, I will be compensated if you decide to buy them. And if you do, thank you. I really appreciate it).
The first one is Budget Bytes by Beth Moncel
Beth is the creator of Budget Bytes which if you haven’t checked it out, head there now at http://www.budgetbytes.com
Beth knows a thing or two about cooking on a shoestring and I’ve yet to try one of her recipes I didn’t like.
Budget Bytes has 100 recipes and yes, I’m slowly making my way through all of them. Everything from breakfast dishes to desserts. Ones I’ve tried and loved include Coconut Chicken Curry. Pork with Balsamic Cranberry Sauce. Pasta with Tuna and Olives. The Parmesan-Herb Drop Biscuits I make all the time and yes, they disappear quickly.
What I like about this book is you don’t have to be a great cook to produce meals that just about everyone will love. Click the link to find out more and to make a purchase-
My second must have book is $10 dollar dinners by Melissa d’Arabian.
This is a heavy cookbook that is filled with beautiful photos that make you want to head to the kitchen ASAP. I was actually shocked that these meals were budget ones.
Some I’ve tested and can recommend are the Smoked Tuna Spread. Roasted Tomato Soup. Chicken Meatballs. Shrimp Scampi Linguine and Black Bean Nacho Burgers…a great meal when money really is tight.
Follow the link to find out more and to make a purchase-
And my final pick for must have cookbooks is Essential Pantry Cookbook by Jen Chapin.
While this one isn’t necessary a budget one, I use it to make lots of things like sauces, soups, salads and other goodies to save money. The more basic things you know how to cook, the more you’ll save money.
This one has 80 recipes and yes, I’m once again making my way through them. Some I love are Fish Cakes with Lemon-Dill Aioli. Broccoli-Cheddar Soup (one of my favorite go-to soups now). Peanut Noodle Salad. I also love the dressing recipe with its variations and I also use the basic muffin recipe and add whatever’s on hand or leftover.
Be sure to follow the link to check out more, and of course, make a purchase.
Do you have a cookbook that you wouldn’t dream of giving away?
Do you have the title of one you’d like to share with other My Worth Penny followers?
One of my money goals for 2025 is to find more ways to generate passive income. How about you, have you found a way to have money work for you instead of vice-versa?
Happy New Year.
Let’s start 2025 by doing something smart to secure our financial future. There’s nothing like starting a business to take control of your money. However, what business is right for you and do you really want to risk starting a business from scratch?
One book that can answer both questions is one I recently read and I’d like to give you a review of it here on My Worthy Penny.
I’ve been watching Codie Sanchez on YouTube since the summer and I was so impressed with what she had to say that I signed up to receive her newsletter at Contrarian Thinking (which by the way is a really good read so put signing up on your to do list).
When I saw that she was about to publish a book called Main Street Millionaire, I knew it had to be added to my to read pile.
I’ve read so many books that promise to teach you this, show you how to do this but they never deliver.
Main Street Millionaire delivers and delivers in such a way I thought I had Codie sitting right next to me telling me her story and how I could achieve her level of success. I love books with a me to you style and this one hits the target.
Codie’s actually done everything she tells you to do, and yes, she even tells you what she did wrong. I know most of us hate to admit we messed up along the way.
The main premise of the book is the secret to running a business and get financially secure doesn’t have to be you trying to reinvent the wheel. It’s about buying a business…a main street one and knowing someone else has already got the business up and running, there’s a nice cash flow, and if you’re lucky, even someone already in place who can help you run it or at least show you the ropes.
We all hear about tech start ups and people getting rich through digital assets so this was a refreshing take on how to own a business. Businesses just like the ones our grandparents and parents once owned.
Not the glamor businesses but things like car washes, cleaning companies, and laundromats.
If you don’t mind getting your hands dirty and have no problem telling people you wash windows for a living, then this is definitely a book you’ll want to check out.
Ah, but you say, don’t these businesses cost a fortune to buy? Isn’t it just easier to start your own business with a $100 and build from there?
Codie even tells you how to creatively finance a deal and no, it won’t require you to go to the bank and get a loan.
Main Street Millionaire takes you through every stage from deciding what type of business is best for you, to securing the deal, getting to work and then scaling it so maybe one day you can exit it and sell it for a profit. The best thing about this book is it makes owning a business within anyone’s reach.
There are just a handful of books that I feel like I want to read over and over again and Main Street Millionaire is one of them.
I highly recommend you check it out and better yet, go find yourself a main street business to buy.
Here’s a link to where you can buy it on Amazon and full disclosure, I’m an Amazon Affiliate so I will be compensated if you purchase it.
Have you read this book already? If so, did you like as much as I did?
Happy New Year and welcome to a new feature here at My Worthy Penny, Monday Money Motivation. Each week a quote about the topic of money. I hope you’ll find them a useful way to kick off the week.
It’s a New Year so why not make new plans. What are your financial goals for 2025? Feel free to share them in the comments and let us cheer you on to success.