My Worthy Penny

Helping Every Millenial Wife Rock Her Personal Finance To Pursue Her Passion


How To Live Frugally and Simply: Get The Most Out Of Your Buck

Emergency Funds and Sinking Funds

If you are starting your journey to financial independence, then you should learn how to live frugally and simply. And being simple and frugal entails saving money and managing your finances wisely. You have worked hard to earn your salary so it’s just fair to make sure you are getting the most out of your […]

Continue Reading

Is It Possible To Do Couponing To Be Debt-Free?

Is it Possible To Do Couponing To be Debt-free?

You’ve probably landed here because you are on your debt-free journey and you are endlessly searching for additional ways to help you reach your destination faster. You might be also wondering if it is possible to do couponing to be debt-free? I know because I have been there. When we started our debt-free journey, I […]

Continue Reading

Aspiring Financial Independence: 2019 First Year-End Update

Journey To Financial Independence Update

Now I understand why a lot of people say they will pursue FI(financial independence), but only a few actually become FI.  No, it’s not that they suddenly decided that they do not want to be financially independent anymore, but rather it is because the journey to FI is hard and can be complicated. It entails […]

Continue Reading

Is Swagbucks A Scam?: A Swagbucks Review That You Need To Know

I can’t blame you if you are wondering, “Is Swagbucks A Scam?”. When I first encountered Swagbucks, I was very skeptical because there are a lot of scammers out there. Who knows it can be one of those. However, Swagbucks piqued my curiosity. Although there are a lot of reviews out there, I have to […]

Continue Reading

Simplifying Dave Ramsey Zero Based Budget

Simplifying Dave Ramsey Zero Based Budget

If you’ve been googling about finances, I am sure you already came across the Dave Ramsey zero-based budget. I first learned about the zero-based budget when I read Total Money Makeover, a book that has changed my outlook about finances. The lessons I’ve learned from this book made us more in tune with our money. […]

Continue Reading